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PayPal: PayPal Credit reviews

4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50770)

Always available whenever I have a question or probl...

5
Always available whenever I have a question or problem, they sort it all as soon as they can. Reviewed on: 26th May 2025

Easy to use

5
The platform is easy to use, especially for everyday transactions. It’s accepted by most online shops, and I like that I don’t need to share my card details with sellers. Transactions are usually quick, and I’ve had positive experiences using their buyer protection when something went wrong with a purchase. Reviewed on: 26th May 2025

Best of the best

5
None better than PayPal no one else can do this Reviewed on: 26th May 2025

Safe and easy to use.

5
Safe and easy to use. Never any issues, and different options on how to pay for products or services. Reviewed on: 26th May 2025

Helpful in giving time to pay off

4
Helpful in giving time to pay off but only 3 months interest free, could do with longer choices that you can pick like 6, 12, 18, 24, 36, month's etc Reviewed on: 26th May 2025

Help when needed

5
They helped me to no end with my financial problems Reviewed on: 26th May 2025

Really useful

5
Making easier for online shopping Reviewed on: 26th May 2025

I like paypal services and I have been with them for...

5
I like paypal services and I have been with them for long Reviewed on: 26th May 2025

Good service

4
The service is clear and easy to use. Reviewed on: 26th May 2025

It's great to have this service to tide me over unti...

5
It's great to have this service to tide me over until payday or yo help balance out larger payments. I feel I can trust PayPal and it's quick and easy to use Reviewed on: 26th May 2025

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