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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146083 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146083)

Always a good seamless experience with PayPal

Always a good seamless experience with PayPal Reviewed on: 14th June 2026

Always had a great experience with PayPal and I've f...

Always had a great experience with PayPal and I've found it is very safe and secure for most to all of my purchases. Now that they offer credit too, I have the confidence to know they have my back when I need some financial help. Reviewed on: 14th June 2026

Big fan of PayPal professional, Helpful and to

I would like to thank PayPal for their excellent customer service. Last week, I noticed a £54 subscription renewal from a third party that I had not authorised. After contacting PayPal, their support team was understanding, professional, and quick to help. Thanks to their assistance, my case was resolved and I received a full refund. I have also found PayPal’s Pay in 3 service very helpful and convenient for managing purchases. It’s reassuring to know that PayPal genuinely looks after its customers and provides reliable support when needed. Reviewed on: 14th June 2026

Reliable and safe

I have had my paypal account for decades, originally alongside my ebay account as a buyer and seller, but now it is so much more. I always use it for large purchases, thanks to the extra protection Paypal provides. The recent addition of Paypal plus has been great, it's nice to get a little money back each month for buying what I would anyway. I have both a credit and debit card with Paypal that I use for pretty much everything. Reviewed on: 14th June 2026

PayPal has help me pay for things in instalments whi...

PayPal has help me pay for things in instalments which has made shopping easier Reviewed on: 14th June 2026

An excellent way to purchase and pay!

I've always had a great experience with PayPal. When I have a query the Customer Service always answer my query politely. The Pay-in3 is a great way to spread the cost for that special buy. Reviewed on: 14th June 2026

Good Product

A very good product with good rates, a good reward scheme and easy to use and access Reviewed on: 14th June 2026

I have a good experience I can use it for all my pay...

I have a good experience I can use it for all my payments with a peace of mind Reviewed on: 14th June 2026

Wery excellent service Hood experience.

Wery Hood experience. No problem at all Reviewed on: 14th June 2026

Simple to use the app and clear what’s going on

Simple to use the app and clear what’s going on Reviewed on: 14th June 2026

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