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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50770)

Great security with PayPal credit

5
I had purchased camera equipment using PayPal credit, the supplier never managed to send the goods, and just prevaricated to every attempt from me to get a definite date for delivery. After contacting PayPal, they quickly sorted things, and got me a full refund. This gives a great sense of security for future purchases. Reviewed on: 26th May 2025
Dan B's avatar
Dan B

Excellent fund accessibility

5
Value for service is awesome and never be disappointed with fund usage or deny. Communication is very valuable and prompting Reviewed on: 26th May 2025
Adebowale M's avatar
Adebowale M

No issues very easy to use and reasonable payback da...

5
No issues very easy to use and reasonable payback dates Reviewed on: 26th May 2025
Kieran M's avatar
Kieran M

I use PayPal for large transactions and I like the f...

5
I use PayPal for large transactions and I like the four months interest free repayment facility that gives me flexibility to budget and pay on time. The credit balance is there to be seen in a clear way. Also I can set up direct debit repayment with flexibility to amend it any time. PayPal is easy to set up and the credit facility will be offered based on your circumstances. Very happy with the package offered. Reviewed on: 26th May 2025
Lenga O's avatar
Lenga O

Very good for online purchase

5
The credit it could be a bit higher and the app it should be a bit easier to understand, it us actually a little hard to find exactly what are you looking for like the offers for 4 months with 0%interest and such. Reviewed on: 26th May 2025
Robert I's avatar
Robert I

No issues when using paypal credit, always usefull t...

5
No issues when using paypal credit, always usefull to split it in 3 months interest free rate. Reviewed on: 26th May 2025
Kasparas S's avatar
Kasparas S

I use paypal quite often and i m very satisfied with...

5
I use paypal quite often and i m very satisfied with there services . Reviewed on: 26th May 2025
subhan T's avatar
subhan T

Absolutely loved easy to use very helpful and suppor...

5
Absolutely loved easy to use very helpful and supportive time management Reviewed on: 26th May 2025
Piotr N's avatar
Piotr N

So easy to use and safe

5
I know my money is safe when using paypal. Very easy to use and accessible for all Reviewed on: 26th May 2025
Gail C's avatar
Gail C

No complications, easy to use, great payment options...

5
No complications, easy to use, great payment options and good communication Reviewed on: 26th May 2025
Arlene L's avatar
Arlene L

Review PayPal: PayPal Credit now

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