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PayPal: PayPal Credit reviews

4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50770)

Great fair finance , fair interest and good offers

5
Great fair finance , fair interest and good offers Reviewed on: 26th May 2025

Easy way to pay and makes life that little bit easier.

5
Easy way to pay and makes life that little bit easier. I have used PayPal Credit on a few occasions now and find it brilliant for me and my family life. Reviewed on: 26th May 2025

PayPal has your back.

5
PayPal has your back during the good days where you can pay back more and during the bad days when you have limited funds, they won't hound and block you off like other credit loaners. They inform and advice you every step of the way, to improve your repayment plan and your future. Reviewed on: 26th May 2025

TOP NOTCH!

5
Very efficient and reliable. Enjoy working with this platform without any worries in the back of my mind. Reviewed on: 26th May 2025

PayPal has been excellent, especially when things ha...

5
PayPal has been excellent, especially when things have gone wrong with something I’ve purchased. They’ve always been there to step in and help. Reviewed on: 26th May 2025

I use PayPal to buy items from online shopping eith...

5
I use PayPal to buy items from online shopping eith installments without interest which really helps me and easy to use to pay/receive or transfer money from different account Reviewed on: 26th May 2025

Simple and straightforward to use.

5
Simple and straightforward to use. Feel more secure using PayPal when shopping online. Reviewed on: 26th May 2025

I’ll always opt to pay by PayPal knowing that my sto...

5
I’ll always opt to pay by PayPal knowing that my stored card details are in safe hands. Reviewed on: 26th May 2025

Easy service

5
I use PayPal for sending money to friends and family abroad, as well as making payments for items. The pay in 3 is excellent value for money and helps break up larger payments at little to no extra cost.It's easy to use. Reviewed on: 26th May 2025

PayPal is very practical and I love to use it to buy...

5
PayPal is very practical and I love to use it to buy my goods and services and to me is a safe way to do it. Reviewed on: 26th May 2025

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