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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50764 reviews)

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4.91

Based on 50,764 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50764)

I just really like them, they are useful in my day t...

I just really like them, they are useful in my day to day day Reviewed on: 26th May 2025

Superb service for 20 plus years!

I have been a PayPal customer for over 20 years and have always found the service provided and support (in the few instances needed), to be superb. Reviewed on: 26th May 2025

I think the experience using paypal is good, if not...

I think the experience using paypal is good, if not the best I have. Reviewed on: 26th May 2025

Easy to use App .

Easy to use App & straight forward to pay. I always use PP credit for larger amounts & it helps me budget each month. Reviewed on: 26th May 2025

I have had an overall good experience with paypal an...

I have had an overall good experience with paypal and i have found the interest free payment schemes instrumental in keeping my debt to a minimum. Reviewed on: 26th May 2025

If iv missed a payment by a few days always moved my...

If iv missed a payment by a few days always moved my deadline to help Reviewed on: 26th May 2025

Brilliant for small business

I use PayPal pay in 3 often for my purchases as it enables me to buy materials without requiring a large deposit from customers Reviewed on: 26th May 2025

Been using PayPal for years now and have never a bad...

Been using PayPal for years now and have never a bad experience. Only contacted customer service once and received the busy customer service Reviewed on: 26th May 2025

what’s not to like!

PayPal credit helps me spread the cost for larger items that I may not be able to pay outright. This allows me to purchase the items and stagger the costs with 0% interest and no charges -with the added security that PayPal provides when buying through them - what’s not to like! Reviewed on: 26th May 2025

Free money

In my opinion it's free money as long at you pay on time and stick to the rules. . . . . Reviewed on: 26th May 2025

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