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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,956 reviews, last reviewed 9th May 2026
2404850% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and transparent credit Easy to track, pay, use. Very transparent. Excellent credit facility Reviewed on: 9th May 2026
Claire h's avatar
Claire h

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102956)

Very easy to use PayPal

5
Very easy to use PayPal, love the new feauture of virtual card- very convenient. Quick and easy to use when ordering online without the hassle of having to enter card details. Reviewed on: 5th May 2026
Paulina's avatar
Paulina

Brilliant way to spread cost interest free

5
Brilliant way to spread cost interest free Reviewed on: 5th May 2026
Olivia T's avatar
Olivia T

PayPal saved my life silent helper in my lowest moment.

5
PayPal saved my life in my lowest moment. Helped me pay for my living while I did not have income with minimal interest. When in the past my credit score was shattered PayPal still didn’t reject me.i recommend to anyone. Whichever moment in life they are to use PayPal. Great service in great moments. Reviewed on: 5th May 2026
Szwo 's avatar
Szwo

5* service

5
Generally just very pleased with the service i very rarely have any issues with it. When i have help as been fast and decisive Reviewed on: 5th May 2026
Kenny b's avatar
Kenny b

Always use PayPal and always will.

5
Always use PayPal and always will. I trust them Reviewed on: 5th May 2026
alisonjmoney@icloud.com's avatar
[email protected]

Easy and simple to use, excellent customer service w...

5
Easy and simple to use, excellent customer service with queries resolved in a timely manner Reviewed on: 5th May 2026
Ian R's avatar
Ian R

The experience i have was concerning the money taken...

5
The experience i have was concerning the money taken from my account twice by mistakes i called the customer care service was good the lafy i spoke to was calm respective and I realky appreciate her because i was goung through some financial stress than thank you paypal Reviewed on: 5th May 2026
Oluwakemi O's avatar
Oluwakemi O

Reliable service will continue to always use.

5
Reliable service will continue to always use. Reviewed on: 5th May 2026
Kellie Phillips's avatar
Kellie Phillips

It’s quite useful

5
It’s quite useful, it’s giving me plenty ways to pay and used it a few times now - online and in person! Very happy Reviewed on: 5th May 2026
Ki's avatar
Ki

I have had issues with purchases and PayPal have alw...

5
I have had issues with purchases and PayPal have always helped me to get my money back Reviewed on: 5th May 2026
Teresa bassenger's avatar
Teresa bassenger

Review PayPal: PayPal Credit now

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