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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,988 reviews, last reviewed 9th May 2026
2406400% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service. Brilliant service. Easy payments Reviewed on: 9th May 2026
Emily B's avatar
Emily B

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102988)

I've never experienced any problems at all with PayPal.

5
I've never experienced any problems at all with PayPal. they pay for items promptly and email to let you know when a payment is due. always use PayPal because I feel safe using them. Reviewed on: 5th May 2026
Vivienne Sabiston's avatar
Vivienne Sabiston

Generally Paypal is good service

5
Generally Paypal is good service Reviewed on: 5th May 2026
Jahanzeb G's avatar
Jahanzeb G

Easy to use and I like how it prompts you to use it...

5
Easy to use and I like how it prompts you to use it where possible Reviewed on: 5th May 2026
Lauren Parr's avatar
Lauren Parr

Paypal, my financial run to

5
Paypal is my run to when I'm in urgent financial need. Their interest rate is reasonable and communication with customers is superb. That I can use paypal to send and receive money from family and friends in almost every part of the world gives me joy. Thank you Paypal for your unfailing support. Reviewed on: 5th May 2026
Bukola's avatar
Bukola

Quick and easy way to use it.

5
Quick and easy way to use it. Good Mobile App Reviewed on: 5th May 2026
Nacho's avatar
Nacho

Excellent reason to use PayPal .

5
Excellent reason to use PayPal .Always lots of incentives to use PayPal money off vouchers and a brand new points scheme Reviewed on: 5th May 2026
Enigma 's avatar
Enigma

Paypal credit is very handy

5
Paypal credit is a very handy and easy payment way to spread the cost with a low interest. Plus it's possible to pay back anytime. Reviewed on: 5th May 2026
Patricia A's avatar
Patricia A

Recommended as a flexible line of credit

5
Super flexible terms e.g. pay in 3, general credit and 0% offers. Easy to use at check out on most sites. Reviewed on: 5th May 2026
G C's avatar
G C

How can you speak to a human at PayPal?

5
How do you ever speak to someone? Reviewed on: 5th May 2026
Tara's avatar
Tara

Very safe and easy way to pay

5
Very safe and easy way to pay as i don't have to share my actual bank card details Reviewed on: 5th May 2026
Agnes M's avatar
Agnes M

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