Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,026 reviews, last reviewed 9th May 2026
2408200% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent in all areas. Excellent in all areas. Pay pal credit and credit card facility is good for big payments. Reviewed on: 9th May 2026
JAGDEV SINGH 's avatar
JAGDEV SINGH

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103026)

Very quick service , almost everywhere accepted

5
Very quick service , almost everywhere accepted Reviewed on: 5th May 2026

A fantastic service offering great financial support...

5
A fantastic service offering great financial support and good interest rates. Reviewed on: 5th May 2026

Easy to use with excellent safety features keeping m...

5
Easy to use with excellent safety features keeping my account safe Reviewed on: 5th May 2026

Reliable.

5
Reliable. Safe and secure never any problems Reviewed on: 5th May 2026

so convenient and easy to use

5
I find PayPal so convenient and easy to use, and the addition of the cards makes purchases so easy. I use my face as a passkey so no remembering passwords, and there’s lots of security checks too. Great service Reviewed on: 5th May 2026

I’m really enjoying PayPal it’s very easy and reliab...

5
I’m really enjoying PayPal it’s very easy and reliable for anyone who is looking for a good credit card Reviewed on: 5th May 2026

Nice services for me because when I struggle to hand...

5
Nice services for me because when I struggle to handle money it’s was help Reviewed on: 5th May 2026

Really smooth transactions and PayPal credit is extr...

5
Really smooth transactions and PayPal credit is extremely useful. Customer service are always helpful and receive a quick response 99% of the time. Reviewed on: 5th May 2026

PayPal customer service

5
PayPal customer service is normally 100% I have had them take the other person side rather than giving me a full refund especially when I have told the truth and have been completely honest with them. Reviewed on: 5th May 2026

Very beneficial in facilitating cash flow.

5
Very beneficial in facilitating cash flow. Reviewed on: 5th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review