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PayPal: PayPal Credit reviews

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4.91
Based on 50,763 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

not bad security wise very very good. not bad security wise very very good. also easy to use Reviewed on: 29th June 2025
M ADDOW's avatar
M ADDOW

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50763)

PayPal all the way

5
I only use PayPal because I know it's safe.I use PayPal for ally transactions. The credit is really good as sometimes things happen and you need extra cash Reviewed on: 26th May 2025
Yvonne n's avatar
Yvonne n

Always been great, will only buy from websites who t...

5
Always been great, will only buy from websites who take PayPal as feel my money is safe Reviewed on: 26th May 2025
Carol W's avatar
Carol W

Amazing It’s so easy to use love it

5
It’s so easy to use love it, I use it every day easy to track in and out goings Reviewed on: 26th May 2025
Robert m's avatar
Robert m

I've had to call on their services on a couple of oc...

5
I've had to call on their services on a couple of occasions. Both times they have managed to retrieve money or get a replacement Reviewed on: 26th May 2025
Leigh S's avatar
Leigh S

Can not fault PayPal

5
Can not fault PayPal, costs nothing Reviewed on: 26th May 2025
Perry 's avatar
Perry

The best of the best

5
I've been able to purchase emergency items with PayPal credit that I would never have been able to afford at the time. I love paypal. The best financial service ever. Reviewed on: 26th May 2025
Stephanie S's avatar
Stephanie S

Helpful and Reliable When You Need It

5
My experience with PayPal Credit has been very positive. It has helped me more than once when I didn’t have the money right away, and as long as you pay on time, you only repay what you borrowed. It’s a convenient and trustworthy option for short-term flexibility, and I appreciate how easy it is to manage everything through the PayPal app. Reviewed on: 26th May 2025
Sandra 's avatar
Sandra

Very useful. App works well

5
Very useful. The app works well. Uts easy to both contact and understand customer services, giving on the spot results. PayPal helps me financially organise my life Reviewed on: 26th May 2025
JJ's avatar
JJ

Easy transaction of payments and several options of...

5
Easy transaction of payments and several options of how you want to pay. Reviewed on: 26th May 2025
Naomi 's avatar
Naomi

They make it so easier and communicate well so i nev...

5
They make it so easier and communicate well so i never end up with charges Reviewed on: 26th May 2025
Jenny w's avatar
Jenny w

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