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PayPal: PayPal Credit reviews

4.90
Based on 103,060 reviews, last reviewed 9th May 2026
2409600% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feeling secure and safe I feel paypal is a secure way to pay and feel very safe in using PayPal on a daily basis, I would highly recommend pay pal, the customer service is ex... Read more Reviewed on: 9th May 2026
Andrew G's avatar
Andrew G

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103060)

Paypal makes everything easier to do from payment fo...

5
Paypal makes everything easier to do from payment for goods and services, to bank transfers all in a secure environment. I would genuinely recommend it to others! Reviewed on: 5th May 2026

Brilliant payment options, any resolution dealt with...

5
Brilliant payment options, any resolution dealt with quickly. Reviewed on: 5th May 2026

I have used PayPal credit multiple times.

5
I have used PayPal credit multiple times. I love how they remind you when your promotions are coming to an end which is brilliant for a busy mum! PayPal credit really helps me so much with big purchases. Reviewed on: 5th May 2026

Safe and convenient

5
Very handy pay in 3, quick and safe method of payment and being able to track everything on my app Reviewed on: 5th May 2026

Useful but bad customer service and I have been usin...

4
Useful but bad customer service and I have been using PayPal for 10 yrs Reviewed on: 5th May 2026

Great flexibility

5
Easy to use. Great flexibility . Reliable app which is easy to keep check on balances Reviewed on: 5th May 2026

Very helpful, specially when you have kids.

5
Very helpful, specially when you have kids. Is much easier using PayPal Reviewed on: 5th May 2026

I have used paypal for years, this is a service i tr...

5
I have used paypal for years, this is a service i trust for most of my online purchases, always someone helpful at the other end if i have any problems. Will definately reccomend. To others and have done in the past, Paypal is the most trusted service i have ever used. Reviewed on: 5th May 2026

Solid Credit Option

4
I only use it as a credit facility and have yet to need to use its customer services, hence the neutral marks as I've never had issues. As a credit facility it's excellent however. Reviewed on: 5th May 2026

Paypal is very convenient when buying from diiferent...

5
Paypal is very convenient when buying from diiferent online vendors as the option to use it by simply selecting the radio button in the payment section, which often means you don't have to fill in the address details. Thank you Paypal Reviewed on: 5th May 2026

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