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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50761)

I love the ease of using the App and the security.

5
I love the ease of using the App and the security. Reviewed on: 26th May 2025

With every transaction, with every conversation I ha...

5
With every transaction, with every conversation I have always received first class service for many many years Reviewed on: 26th May 2025

Easy credit quick convenient available when I need it

5
Easy credit quick convenient available when I need it Reviewed on: 26th May 2025

Never had any issues brilliant service

5
Never had any issues brilliant service Reviewed on: 26th May 2025

So easy loads of shops to buy from especially on lin...

5
So easy loads of shops to buy from especially on line and so easy to send money brilliant Reviewed on: 26th May 2025

A Secure and guaranteed payment process.

5
A Secure and guaranteed payment process. Reviewed on: 26th May 2025

No nonsense

5
No nonsense credit when you need it. Reviewed on: 26th May 2025

Reliable and honest

5
I’ve used PayPal for years and have always found them a trustworthy and reliable service to use. All of their fees are provider upfront with no nasty surprises later down the line. Reviewed on: 26th May 2025

Really good with customer service.

5
Really good with customer service. Net let me down. Excellent credit to use. No issues with online payments. Reviewed on: 26th May 2025

They offer so many buying options.

5
They offer so many buying options, it makes purchasing my next big item so much easier to fit around my income. Love using PayPal, plus you get the added buyer protection. Reviewed on: 26th May 2025

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