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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146187 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146187)

Dependable and efficient

Dependable and efficient are two words that come to mind when I think of paypal credit. Whether it’s a big purchase or airbnb I highly recommend. Customer service is also topnotch. Reviewed on: 14th June 2026

Positive experience

I have had a positive experience with PayPal Credit. It’s simple to use, easy to manage payments, and provides helpful flexibility when making purchases. Reviewed on: 14th June 2026

I have been using paypal credit and the terms of rep...

I have been using paypal credit and the terms of repayment favourable.THe 3 months zero interedt rate is a life saver.Thanks Reviewed on: 14th June 2026

I use PayPal to make safe transactions and I feel th...

I use PayPal to make safe transactions and I feel there is a level of safeguard.I Like getting pionts for my transactions Reviewed on: 14th June 2026

Easy payment option, good pay later option

Easy payment option, good pay later option Reviewed on: 14th June 2026

good service!

good service when issues arise, transparent on all transactions Reviewed on: 14th June 2026

PayPal my ever/evolving go to

Only issue has been on the rare occasions I have tried to speak to someone and it has been near-impossible to have a conversation with a human. Reviewed on: 14th June 2026

Value for money

Very easy to manage spending and paying bills Reviewed on: 14th June 2026

Excellent

I have never had any problems with the service. It has been a lifesaver at times and I would recommend it. Reviewed on: 14th June 2026

Always a good and safe way to pay, professional and...

Always a good and safe way to pay, professional and reliable Reviewed on: 14th June 2026

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