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PayPal: PayPal Credit reviews

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4.90
Based on 103,085 reviews, last reviewed 9th May 2026
2410850% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit has really helped me in building my cr... PayPal credit has really helped me in building my credit score and making better financial choices. Reviewed on: 9th May 2026
Fats's avatar
Fats

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103085)

PayPal Credit

5
PayPal Credit has been an excellent tool for me to use for various needs. I've been able to relax a little more regarding paying for larger purchases over a greater window now and that's all thanks to PayPal Credit Reviewed on: 5th May 2026
Daryl Morris's avatar
Daryl Morris

It was easy and effortless.

4
It was easy and effortless. I could use it without problems. Reviewed on: 5th May 2026
Haroon's avatar
Haroon

Very easy to access and use and would recommend

5
Very easy to access and use and would recommend Reviewed on: 5th May 2026
MR D's avatar
MR D

I can rely on paypal credit if i get any problems wi...

5
I can rely on paypal credit if i get any problems with items i buy or dont arrive, customer service easy and reliable, gives ne more security Reviewed on: 5th May 2026
Sarah R's avatar
Sarah R

Easy to use and platform is user friendly.

4
Easy to use and platform is user friendly. Would be better if I could transfer funds to pay balance faster it takes a while to go through. Reviewed on: 5th May 2026
Eryn M's avatar
Eryn M

Paypal is ideal

5
Paypal is easy to use and ideal when shopping online, I don't have to worry about getting my bank card out and the credit card and 3 monthly payments helps me a lot. Reviewed on: 5th May 2026
Chezcl's avatar
Chezcl

Great customer service snd an application that is ea...

5
Great customer service snd an application that is easy to navigate Reviewed on: 5th May 2026
Paul B's avatar
Paul B

PayPal is the most trusted method of payment for me!

5
PayPal is the most trusted method of payment for me! PayPal credit and pay in 3 are also phenomenal Reviewed on: 5th May 2026
Jodie L's avatar
Jodie L

very good never had any problems at all for many years

5
very good never had any problems at all, i have used for many years and will continue to use for many years to come also. i like how they offer pay in 3 and also offer the credit to pay over longer periods with the option to pay it in full and not pay any interest but are also able to pay interest and pay it over longer also if necessary for the consumer Reviewed on: 5th May 2026
reece a's avatar
reece a

Has always provided easy transactions without delay.

5
Has always provided easy transactions without delay. Is self explanatory and is improving its services all the time. Reviewed on: 5th May 2026
Claire M's avatar
Claire M

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