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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50761 reviews)

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4.91

Based on 50,761 reviews, last reviewed 28th Jun 2025

1838900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50761)

Never had any problems.

Never had any problems. Forgot a payment one month, had a call to remind me, very friendly and helpful. Reviewed on: 26th May 2025

Easy to navigate the website to use the various feat...

Easy to navigate the website to use the various features used in both purchasing goods and services and in turn making pay ments. When I had a problem with an online purchase PayPal helped me obtain a fair resolution with the seller. Reviewed on: 26th May 2025

No real customer service.

No real customer service....Lots of people from all over the world. Reviewed on: 26th May 2025

I have been with PayPal for a lots of years a...

I have been with PayPal for a lots of years and is the best thing I have done I will let me friend know about it Reviewed on: 26th May 2025

I’ve been using PayPal for years now and I have neve...

I’ve been using PayPal for years now and I have never had a bad experience with them . Anytime Ive needed to dispute a payment they have quickly and efficiently responded too me to sort it out . It has been a fantastic experience. Reviewed on: 26th May 2025

Best the best

PayPal are the best on every way. 5 starts Reviewed on: 26th May 2025

An easy to use, widely accepted payment method.

An easy to use, widely accepted payment method. Reviewed on: 26th May 2025

Easy to use for getting more time to pay for...

Easy to use for getting more time to pay for items Reviewed on: 26th May 2025

It was very smooth

It was very smooth experience , happy with it Reviewed on: 26th May 2025

I found it hard to find interest rate APR on the mob...

I found it hard to find interest rate APR on the mobile ‘phone app. once found, it was quite high in the sector when compared to other lenders. User interface could be better/clearer. Very convenient for purchases though as so many retailers now accept Paypal. Gives a useful ‘buffer’ between credit card and retailer. Reviewed on: 26th May 2025

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