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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146217 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146217)

easy to use, and various ways to pay which is...

easy to use, and various ways to pay which is great Reviewed on: 14th June 2026

Its great as i can get buy now pay later 3-4 months...

Its great as i can get buy now pay later 3-4 months plan whitch helps me buy my items and save money Reviewed on: 14th June 2026

Very handy for pay in 3

Very handy for pay in 3 and allows you to pay over time. Reviewed on: 14th June 2026

I've used PayPal for years and I've never had to que...

I've used PayPal for years and I've never had to query anything easy to use makes my life easier Reviewed on: 14th June 2026

A versatile and hassle free service.

A versatile and hassle free service. Easy navigation and processing. Reviewed on: 14th June 2026

Pay pal lets me purchase goods online with ease and...

Pay pal lets me purchase goods online with ease and affordable ways to pay like pay on three is my favourite way of payment pay pal credit is good to as it makes goods affordable as paying full price is not an option. Reviewed on: 14th June 2026

One of the best apps I have.

One of the best apps I have. I use it for almost everything Reviewed on: 14th June 2026

Great support with additional borough and money cont...

Great support with additional borough and money control.App.is very easy to use. When i need extra money i always know pay pall cover my back great family supporter Reviewed on: 14th June 2026

I’ve been using PayPal Credit for some time now, and...

I’ve been using PayPal Credit for some time now, and it has consistently exceeded my expectations. The application process was straightforward, the credit decisions were clear, and managing my account has been incredibly easy through the PayPal platform. What stands out most is the flexibility it provides. Being able to spread the cost of larger purchases has helped me manage my finances more effectively without unnecessary stress. Payments are processed smoothly, account information is always accessible, and the terms are presented clearly, which gives me confidence in using the service. I’ve also had positive experiences with customer support whenever I’ve needed assistance. Queries were handled professionally and efficiently, and I always felt valued as a customer. Overall, PayPal Credit combines convenience, transparency, and reliability in a way that few credit providers achieve. I would highly recommend it to anyone looking for a trusted and user-friendly credit solution. Reviewed on: 14th June 2026

I really happy with PayPal, it helps me a lot, when...

I really happy with PayPal, it helps me a lot, when I need some extra money. Reviewed on: 14th June 2026

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