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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

great service

5
Always easy to deal with, always sort any problems out. Reviewed on: 26th May 2025

I recommend PayPal to all my friends

5
Love PayPal credit and the easy pay with PayPal option on many of the online shopping website. If I ever have an issue i would contact customer services and they quickly come back to me with a resolución. I recommend PayPal to my friends Reviewed on: 26th May 2025

Paypal credit helped me a lot when I was struggling...

5
Paypal credit helped me a lot when I was struggling to get back on my feet. Reviewed on: 26th May 2025

Generally a great product

5
Generally a great product, allows me to keep my money invested for a bit longer (4 months). Paypal have been through some system changes on PayPal Credit this year and is a bit confusing sometimes but leave alone and it sorts itself. Reviewed on: 26th May 2025

No issues it's a very convenient way to pay

5
No issues it's a very convenient way to pay Reviewed on: 26th May 2025

Super efficient, so easy to use and safe!

5
Super efficient, so easy to use and safe! It’s my go to transaction tool Reviewed on: 26th May 2025

PayPal: buyer protection and seller support.

5
PayPal's best feature in my opinion is the buyer protection coverage. If any purchased item does not live up to its description, or does not arrive, then PayPal will refund the cost of your purchase or give you the option of a replacement if applicable. Overseas purchases are quick and easy as is the transfer of money to family or friends. As a seller, providing you deliver what you offer, PayPal can protect you from those difficult customers who raise unjustified complaints. Their exchange rates are not the best, but acceptable looking at the international transaction(s) as a whole. Reviewed on: 26th May 2025

None like PayPal

5
Simple to use . There is clarity and clear understanding in using PayPal. Allows instalment payment Reviewed on: 26th May 2025

Excellent.

5
Excellent. No issues at all. The app is flawless Reviewed on: 26th May 2025

best way to manage money

5
pay pal its simple to deal with and a great help Reviewed on: 26th May 2025

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