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PayPal: PayPal Credit reviews

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4.90
Based on 103,113 reviews, last reviewed 10th May 2026
2412000% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They're always helpful and sort things out for you i... They're always helpful and sort things out for you in a polite professional manner. I like the fact you can pay the amount you want to clear your bala... Read more Reviewed on: 10th May 2026
Tina B's avatar
Tina B

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103113)

Paypal is so quick and easy to use always know how m...

4
Paypal is so quick and easy to use always know how much you need to pay and when and all charges like interest are clear and well understood Reviewed on: 5th May 2026
Peter Halcrow's avatar
Peter Halcrow

Have had PayPal credit for a long time great for a b...

5
Have had PayPal credit for a long time great for a back up if you just need a little help and great if you need a little extra time to pay your balance Reviewed on: 5th May 2026
megan bryant's avatar
megan bryant

Just paid off my balance.

5
Just paid off my balance. It' s a nice feeling to not have a finacial tournique around one's neck Reviewed on: 5th May 2026
Mr M's avatar
Mr M

Simple and flexible payment option

5
I used PayPal Credit to spread the cost over 12 months and the process was quick and easy. Everything was clear during checkout and I could choose a plan that fits my budget. I like that I can pay more than the minimum to clear it faster. Overall, a smooth and flexible way to manage payments. Reviewed on: 5th May 2026
Alain S's avatar
Alain S

Easy to use and so helpful option is PayPal credit.

5
Easy to use and so helpful option is PayPal credit. And don't need pay back straight away your money what you spend , can be paid back with small amounts what you select which is so good as well. I enjoy and like so much PayPal account. Reviewed on: 5th May 2026
Liene Krope's avatar
Liene Krope

Every interaction with customer service has been pos...

5
Every interaction with customer service has been positive, helpful and supportive. Reviewed on: 5th May 2026
adelaide.austin@icloud.com's avatar
[email protected]

Worth it just for pay in 3.

5
Pay in 3 is a real boon for smaller purchases. The best thing is being able to manage your payments and balance online however. Reviewed on: 5th May 2026
POL's avatar
POL

Love using PayPal credit with 0%apr windows.

5
Love using PayPal credit with 0%apr windows. Really helps manage bigger spends Reviewed on: 5th May 2026
Gavin G's avatar
Gavin G

PayPal Credit

5
PayPal Credit has been an excellent tool for me to use for various needs. I've been able to relax a little more regarding paying for larger purchases over a greater window now and that's all thanks to PayPal Credit Reviewed on: 5th May 2026
Daryl Morris's avatar
Daryl Morris

It was easy and effortless.

4
It was easy and effortless. I could use it without problems. Reviewed on: 5th May 2026
Haroon's avatar
Haroon

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