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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Always great service.

5
Always great service. Never had any issues and always helpful. Reviewed on: 26th May 2025

PayPal’s amazing credit experience

5
I have used PayPal credit multiple times in the past and I love how many places PayPal allows you to use it in. The payments come out with no issues and I’m given helpful reminders monthly. I can also pay off the balance whenever I like. Reviewed on: 26th May 2025

A very long time customer and never faced any issues...

5
A very long time customer and never faced any issues with pay pal. They have honoured all my loans with great ease and resolved third party issues very easily. Reviewed on: 26th May 2025

The flexibility PayPal Credit is a great benefit and...

5
The flexibility PayPal Credit is a great benefit and makes larger purchases easier and alleviates the pressure of making an immediate full payment as long as the balance is paid off in full on time. The integration with my PayPal account is seamless and straightforward. The transparency of the service is also helpful and makes it easier to track my balance and due dates. Reviewed on: 26th May 2025

Paypal is awesome

5
Paypal is awesome and their credit feature is amazing Reviewed on: 26th May 2025

Easy credit

5
Having used PayPal credit over the past few years I’ve had no problems whatsoever, couldn’t ask for easier credit Reviewed on: 26th May 2025

Have always had positive outcomes with PayPal.

5
Have always had positive outcomes with PayPal. Safer to use than my debit card. Reviewed on: 26th May 2025

I always use PayPal to pay for online purchases as i...

5
I always use PayPal to pay for online purchases as it makes me feel safer having the backup from a bigger company Reviewed on: 26th May 2025

I find it the most simple way to pay when buying onl...

5
I find it the most simple way to pay when buying online , without any need to insert card numbers or account details. Reviewed on: 26th May 2025

Always been so helpful with helping me with my payme...

5
Always been so helpful with helping me with my payments and keeping up-to-date with them Reviewed on: 26th May 2025

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