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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

Easy and handy

Good overall, and easy to use. It's also safe and secure. Reviewed on: 5th May 2026

Excellent journey using PayPal credit.

Excellent journey using PayPal credit. Being able to pay for a lot of things without having to worry due to financial constraints at the moment and then pay it back. Reviewed on: 5th May 2026

A Seamless and Efficient Credit Experience

“I’ve had a really great experience with PayPal Credit. Everything has been smooth and easy to manage, and it’s been very convenient for my purchases. I’d definitely recommend it to others.” Reviewed on: 5th May 2026

Paypal is so quick and easy to use always know how m...

Paypal is so quick and easy to use always know how much you need to pay and when and all charges like interest are clear and well understood Reviewed on: 5th May 2026

Have had PayPal credit for a long time great for a b...

Have had PayPal credit for a long time great for a back up if you just need a little help and great if you need a little extra time to pay your balance Reviewed on: 5th May 2026

Just paid off my balance.

Just paid off my balance. It' s a nice feeling to not have a finacial tournique around one's neck Reviewed on: 5th May 2026

Simple and flexible payment option

I used PayPal Credit to spread the cost over 12 months and the process was quick and easy. Everything was clear during checkout and I could choose a plan that fits my budget. I like that I can pay more than the minimum to clear it faster. Overall, a smooth and flexible way to manage payments. Reviewed on: 5th May 2026

Easy to use and so helpful option is PayPal credit.

Easy to use and so helpful option is PayPal credit. And don't need pay back straight away your money what you spend , can be paid back with small amounts what you select which is so good as well. I enjoy and like so much PayPal account. Reviewed on: 5th May 2026

Every interaction with customer service has been pos...

Every interaction with customer service has been positive, helpful and supportive. Reviewed on: 5th May 2026

Worth it just for pay in 3.

Pay in 3 is a real boon for smaller purchases. The best thing is being able to manage your payments and balance online however. Reviewed on: 5th May 2026

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