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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146230)

Value for money

5
Very easy to manage spending and paying bills Reviewed on: 14th June 2026

Excellent

5
I have never had any problems with the service. It has been a lifesaver at times and I would recommend it. Reviewed on: 14th June 2026

Always a good and safe way to pay, professional and...

5
Always a good and safe way to pay, professional and reliable Reviewed on: 14th June 2026

The best money app

5
Always quick and easy to use. I always use it and always will. Reviewed on: 14th June 2026

Customer service easy contactablegood

5
Customer service easy contactable Reviewed on: 14th June 2026

Safe secure and quick

4
PayPal is a good way of protecting your money as no details are shared. Reviewed on: 14th June 2026

Been useing paypal for a long time allways helps spr...

5
Been useing paypal for a long time allways helps spred the cost Reviewed on: 14th June 2026

Fantastic service and amazing easy to use app!

5
Fantastic service and amazing easy to use app! Reviewed on: 14th June 2026

I love you PayPal easy to use and very helpful...

5
I love you PayPal easy to use and very helpful for me Reviewed on: 14th June 2026

Very easy to use .

5
Very easy to use ...customer service is brill Reviewed on: 14th June 2026

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