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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50759 reviews)

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4.91

Based on 50,759 reviews, last reviewed 28th Jun 2025

1838700% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great customer service! Very helpful to me when dealing with a consumer issue - I could do actually speak to somebody & discuss instead of chat bot & I appreciated that Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50759)

Preferred payment type

Safe and easy way to pay, with flexible payment plans and small interest fee’s. Reviewed on: 26th May 2025

I have nothing but positives to say about using payp...

I have nothing but positives to say about using paypal, they always offer value for money and the pay in 3 is something I use frequently. Reviewed on: 26th May 2025

Safe, secure and easy to manage my money through

Safe, secure and easy to manage my money through Reviewed on: 26th May 2025

Easy and convenient to use.

Easy and convenient to use. Has saved me on a number of occasions. Has flexible payment options that allow me to spread costs. Reviewed on: 26th May 2025

Customer service assistance are quick to pick up my...

Customer service assistance are quick to pick up my queries and try to help as well Reviewed on: 26th May 2025

Very good service and support .

Very good service and support . Safety is always a great choice. Reviewed on: 26th May 2025

I've been using PayPal Credit for a while now, and i...

I've been using PayPal Credit for a while now, and it's truly been a lifesaver! It's super convenient when I need to buy something urgently but don't have the cash right away, and I especially love those interest-free periods. The main thing is to keep an eye on the deadlines, and then there are no overpayments at all! Reviewed on: 26th May 2025

Paypal is a great way of payment

Paypal is a great way of payment Reviewed on: 26th May 2025

PayPal and PayPal credit essential way to pay

I find PayPal extremely convenient and useful and PayPal credit something I have been using for quite a while now is very helpful to help me manage my cash flow over the period of a few months. Because it is a short term option it encourages you to keep on top of paying it off in a timely fashion. Reviewed on: 26th May 2025

Always had a good experience.

Always had a good experience. I loved it when you could win stuff at Christmas too Reviewed on: 26th May 2025

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