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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Aug 2025

42% decrease in 5 star reviews

in the past 90 days

37% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy credit quick convenient available when I need it

Easy credit quick convenient available when I need it Reviewed on: 26th May 2025

Never had any issues brilliant service

Never had any issues brilliant service Reviewed on: 26th May 2025

So easy loads of shops to buy from especially on lin...

So easy loads of shops to buy from especially on line and so easy to send money brilliant Reviewed on: 26th May 2025

A Secure and guaranteed payment process.

A Secure and guaranteed payment process. Reviewed on: 26th May 2025

No nonsense

No nonsense credit when you need it. Reviewed on: 26th May 2025

Reliable and honest

I’ve used PayPal for years and have always found them a trustworthy and reliable service to use. All of their fees are provider upfront with no nasty surprises later down the line. Reviewed on: 26th May 2025

Really good with customer service.

Really good with customer service. Net let me down. Excellent credit to use. No issues with online payments. Reviewed on: 26th May 2025

They offer so many buying options.

They offer so many buying options, it makes purchasing my next big item so much easier to fit around my income. Love using PayPal, plus you get the added buyer protection. Reviewed on: 26th May 2025

Never had any problems.

Never had any problems. Forgot a payment one month, had a call to remind me, very friendly and helpful. Reviewed on: 26th May 2025

Easy to navigate the website to use the various feat...

Easy to navigate the website to use the various features used in both purchasing goods and services and in turn making pay ments. When I had a problem with an online purchase PayPal helped me obtain a fair resolution with the seller. Reviewed on: 26th May 2025

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