Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I have been with PayPal for a lots of years a...

I have been with PayPal for a lots of years and is the best thing I have done I will let me friend know about it Reviewed on: 26th May 2025

I’ve been using PayPal for years now and I have neve...

I’ve been using PayPal for years now and I have never had a bad experience with them . Anytime Ive needed to dispute a payment they have quickly and efficiently responded too me to sort it out . It has been a fantastic experience. Reviewed on: 26th May 2025

Best the best

PayPal are the best on every way. 5 starts Reviewed on: 26th May 2025

An easy to use, widely accepted payment method.

An easy to use, widely accepted payment method. Reviewed on: 26th May 2025

Easy to use for getting more time to pay for...

Easy to use for getting more time to pay for items Reviewed on: 26th May 2025

It was very smooth

It was very smooth experience , happy with it Reviewed on: 26th May 2025

I found it hard to find interest rate APR on the mob...

I found it hard to find interest rate APR on the mobile ‘phone app. once found, it was quite high in the sector when compared to other lenders. User interface could be better/clearer. Very convenient for purchases though as so many retailers now accept Paypal. Gives a useful ‘buffer’ between credit card and retailer. Reviewed on: 26th May 2025

great service

Always easy to deal with, always sort any problems out. Reviewed on: 26th May 2025

I recommend PayPal to all my friends

Love PayPal credit and the easy pay with PayPal option on many of the online shopping website. If I ever have an issue i would contact customer services and they quickly come back to me with a resolución. I recommend PayPal to my friends Reviewed on: 26th May 2025

Paypal credit helped me a lot when I was struggling...

Paypal credit helped me a lot when I was struggling to get back on my feet. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Credit card
from Zopa 4.93 from 40269 reviews
Credit card
from Zable 4.94 from 49736 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22349 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub