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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Generally a great product

Generally a great product, allows me to keep my money invested for a bit longer (4 months). Paypal have been through some system changes on PayPal Credit this year and is a bit confusing sometimes but leave alone and it sorts itself. Reviewed on: 26th May 2025

No issues it's a very convenient way to pay

No issues it's a very convenient way to pay Reviewed on: 26th May 2025

Super efficient, so easy to use and safe!

Super efficient, so easy to use and safe! It’s my go to transaction tool Reviewed on: 26th May 2025

PayPal: buyer protection and seller support.

PayPal's best feature in my opinion is the buyer protection coverage. If any purchased item does not live up to its description, or does not arrive, then PayPal will refund the cost of your purchase or give you the option of a replacement if applicable. Overseas purchases are quick and easy as is the transfer of money to family or friends. As a seller, providing you deliver what you offer, PayPal can protect you from those difficult customers who raise unjustified complaints. Their exchange rates are not the best, but acceptable looking at the international transaction(s) as a whole. Reviewed on: 26th May 2025

None like PayPal

Simple to use . There is clarity and clear understanding in using PayPal. Allows instalment payment Reviewed on: 26th May 2025

Excellent.

Excellent. No issues at all. The app is flawless Reviewed on: 26th May 2025

best way to manage money

pay pal its simple to deal with and a great help Reviewed on: 26th May 2025

Always great service.

Always great service. Never had any issues and always helpful. Reviewed on: 26th May 2025

PayPal’s amazing credit experience

I have used PayPal credit multiple times in the past and I love how many places PayPal allows you to use it in. The payments come out with no issues and I’m given helpful reminders monthly. I can also pay off the balance whenever I like. Reviewed on: 26th May 2025

A very long time customer and never faced any issues...

A very long time customer and never faced any issues with pay pal. They have honoured all my loans with great ease and resolved third party issues very easily. Reviewed on: 26th May 2025

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