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PayPal: PayPal Credit reviews

4.91
Based on 50,757 reviews, last reviewed 27th Jun 2025
1838600% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It was very helpful to be able to pay for the goods It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025
Beranger S's avatar
Beranger S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50757)

It is my favourite.

5
It is my favourite. I have been using them for years now with no complaints. Reviewed on: 26th May 2025

Consistent great service

5
Always have had great service and when I’ve had a problem the problem has always been solved. Reviewed on: 26th May 2025

I've had the best secured payment using payment whic...

4
I've had the best secured payment using payment which l am extremely happy about .l feel safe transacting payment through PayPal platform Reviewed on: 26th May 2025

Consistent, easy to use app.

5
Consistent, easy to use app. Both paying and receiving money have always been smooth transaction. Tried new credit too, nice. Reviewed on: 26th May 2025

I don’t have any issues or negative experiences so I...

5
I don’t have any issues or negative experiences so I’m happy with that. Reviewed on: 26th May 2025

No complaints always been smooth to use

5
No complaints always been smooth to use Reviewed on: 26th May 2025

On the whole I like PayPal but the app I find overly...

4
On the whole I like PayPal but the app I find overly complicated and difficult to navigate and I struggle to understand/ find which purchases should be paid off to avoid incurring interest Reviewed on: 26th May 2025

I've been using it for years and I'm always pleased.

5
I've been using it for years and I'm always pleased. Reviewed on: 26th May 2025

PayPal Credit is a convenient and flexible way to ma...

5
PayPal Credit is a convenient and flexible way to manage purchases, offering quick approval and easy repayments. It’s a great option for spreading the cost without hassle. Reviewed on: 26th May 2025

Pay in 3

5
Great service pay in 3 is just what I need Reviewed on: 26th May 2025

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