Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,181 reviews, last reviewed 10th May 2026
2414950% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is great PayPal has been good so far. The UX is awesome Reviewed on: 10th May 2026
Assurz's avatar
Assurz

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103181)

I like the 4 months interest free.

5
I like the 4 months interest free. Helped me buy something I needed and to make the payments more manageable. Reviewed on: 5th May 2026

i have been with paypal for many many years and i ha...

5
i have been with paypal for many many years and i have never had a problem with paypal excellent way of paying for goods.. i have recommended this to many people and will carry on doing in the future.............thanks paypal for an excellent experence Reviewed on: 5th May 2026

Excellent financial provider across retail platforms...

5
Excellent financial provider across retail platforms in the UK and US Reviewed on: 5th May 2026

Easy to use, website easy to navigate

5
Easy to use, website easy to navigate Reviewed on: 5th May 2026

I always feel confident and secured with...

5
I always feel confident and secured with paypal Reviewed on: 5th May 2026

Never have problem with paypal and they very quick t...

5
Never have problem with paypal and they very quick to sort things out..Recemtyl help me with fraud situation, thank ypu Reviewed on: 5th May 2026

Love PayPal credit it’s amazing!

5
Love PayPal credit it’s amazing! Really good service that I use frequently and it gives such flexibility to the end user. 5 star and would recommend this to anyone who is thinking about signing up Reviewed on: 5th May 2026

PayPal Payment Solution

5
PayPal is incredibly easy to use, with a simple layout that makes sending and receiving money quick and stress-free. I’ve also found their support really helpful when dealing with payment issues, they handle problems efficiently and fairly. It’s accessible on all devices and accepted by so many companies, which makes it super convenient for everyday use. Overall, a reliable service that I’d definitely recommend. Reviewed on: 5th May 2026

brilliant customer service

5
Easy to use, brilliant customer service Reviewed on: 5th May 2026

I have truly had a great experience using my PayPal...

5
I have truly had a great experience using my PayPal account. It has been reliable, easy to use, and it consistently meets my expectations for managing transactions smoothly. What stands out the most is the excellent customer support. Every time I have encountered an issue or needed assistance, their response has been quick and efficient. The team has always been helpful, understanding, and proactive in resolving my concerns, which gives me real confidence in the service. Overall, I really appreciate how supportive and responsive they are. It makes a big difference knowing that help is always available whenever I need it. Reviewed on: 5th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review