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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Easy to set up and use.

Easy to set up and use. Good credit agreement terms and interest rates. Very convenient Reviewed on: 14th June 2026

I’ve been using PayPal for over 15 years and it’s ju...

I’ve been using PayPal for over 15 years and it’s just got better and better. Reviewed on: 14th June 2026

I have used PayPal for many years and always felt sa...

I have used PayPal for many years and always felt safe and secure making online payments Reviewed on: 14th June 2026

Easy to use and available from many shops online.

Easy to use and available from many shops online. Simple to log in to user friendly website and easy to access. Normally a 0% interest or a low interest option available on most things. Feels like a safe way to pay. Reviewed on: 14th June 2026

Excellent services

Paypal always gives a good opportunities to purchase stuff. Reviewed on: 14th June 2026

Absolutely love how easy it is to use this service.

Absolutely love how easy it is to use this service. I love how there there are different options of credit to use Sometimes I am looking for short term credit on smaller payments, a d then other times need longer options for bigger credit. The flexibility of pay in 3 has helped me a number of times. Reviewed on: 14th June 2026

Great customer service great products and easy to use

Great customer service great products and easy to use Reviewed on: 14th June 2026

I tend to use mostly PayPal.

I tend to use mostly PayPal. Always good Value for money. Reviewed on: 14th June 2026

Customer service

All the time when ive had an issue its been resolved efficiently Reviewed on: 14th June 2026

I have had a great experience with PayPal using them...

I have had a great experience with PayPal using them makes me feel secure wheb online shopping or when transferring money over Reviewed on: 14th June 2026

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