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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,758 reviews, last reviewed 28th Jun 2025
1838600% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal Credit is easy to use but tricky to pay... PayPal Credit is easy to use but tricky to pay off Reviewed on: 28th June 2025
Alex F's avatar
Alex F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50758)

Pay in 3

5
Great service pay in 3 is just what I need Reviewed on: 26th May 2025
Mihai Z's avatar
Mihai Z

Great for small purchases such as flights!

5
Great for small purchases such as flights! Reviewed on: 26th May 2025
Sophie M's avatar
Sophie M

Excellent options which are clear and straightforward.

5
Excellent options which are clear and straightforward. Interest free options as well as regular credit agreements. No hidden charges. Reviewed on: 26th May 2025
Pam L's avatar
Pam L

Always great communication and quick to resolve any...

5
Always great communication and quick to resolve any issues or queries. Easy to use Reviewed on: 26th May 2025
Hazel H's avatar
Hazel H

Provides a convenient method of paying for goods

5
Provides a convenient method of paying for goods and makes payments affordable by spreading the cost over 3 months. Easy to manage account with regular notifications and updates. Reviewed on: 26th May 2025
Jason C's avatar
Jason C

Reliable and seamless

5
Great company and helpful when you need them Reviewed on: 26th May 2025
Richard A's avatar
Richard A

Amazing and reliable

5
Amazing and reliable service , making payment easy and quick Reviewed on: 26th May 2025
Waqar B's avatar
Waqar B

Excellent.

5
Excellent. Never have any issues Reviewed on: 26th May 2025
Will F's avatar
Will F

A good system & service

5
It's been a great way of getting the items I'm after quicker than saving up for them but with a simple & manageable way to pay for them. It's also great that each time you use it it doesn't need to keep doing credit checks. Reviewed on: 26th May 2025
Big John 's avatar
Big John

Pay in three, excellent way of spreading costs witho...

5
Pay in three, excellent way of spreading costs without getting into years of debt. Reviewed on: 26th May 2025
Vince P's avatar
Vince P

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