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PayPal: PayPal Credit reviews

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4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50761)

Excellent.

5
Excellent. Never have any issues Reviewed on: 26th May 2025
Will F's avatar
Will F

A good system & service

5
It's been a great way of getting the items I'm after quicker than saving up for them but with a simple & manageable way to pay for them. It's also great that each time you use it it doesn't need to keep doing credit checks. Reviewed on: 26th May 2025
Big John 's avatar
Big John

Pay in three, excellent way of spreading costs witho...

5
Pay in three, excellent way of spreading costs without getting into years of debt. Reviewed on: 26th May 2025
Vince P's avatar
Vince P

Paypal Credit- Go for it!

5
Paypal Credit is a great initiative, especially in such a competitive market. The use of Paypal credit has been helpful and easy to apply and manage long term. Being able to track account details via the app is super helpful and accessible at all times. Would recommend to anyone struggling to pay off amounts in one lump sum! Reviewed on: 26th May 2025
Lyanne R's avatar
Lyanne R

A handy tool

5
PayPal credit is a handy tool for addressing exigencies. A good companion before the month end. Reviewed on: 26th May 2025
Robert E's avatar
Robert E

Easy to use

5
Very easy to use. Transactions are quick. I got my money back from a dishonest seller with PayPal. I love using PayPal Credit and Pay in 3 Reviewed on: 26th May 2025
Krzysztof K's avatar
Krzysztof K

I have been with PayPal for many years. I use PayP...

5
I have been with PayPal for 10 years now, I use PayPal numerous time and find it very useful to pay for items. Also I use PayPal credit and PayPal pay in 3 payments. It's very trustworthy online payment system. I would definitely recommend. Reviewed on: 26th May 2025
Lily S's avatar
Lily S

Always positive and reliable service

5
Always positive and reliable service Reviewed on: 26th May 2025
Natalie A's avatar
Natalie A

Saves money no overdraft fees.

5
Very convenient to use. Saves using my overdraft by using pay in 3. Love using PayPal credit for booking my holidays. Great way to send my family money. Reviewed on: 26th May 2025
S Taylor 's avatar
S Taylor

PayPal credit was a game changer for me when I first...

5
PayPal credit was a game changer for me when I first signed up. I’m an early user of this, over time there are other credit sources such as Monzo Flex that compete but PayPal and Monzo Flex for me at both amazing and I have note owned an old school credit card since having these products. There is one thing that would make this amazing. A card you can use in shops where they do not accept PayPal as payment. That way the card would bridge the gap. Kinda like Monzo Flex and why I have referenced them. You guys had the market I believe until this and it’s the card that makes the difference. Reviewed on: 26th May 2025
Andrew B's avatar
Andrew B

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