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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

I have been using PayPal for 15 years and I am very...

I have been using PayPal for 15 years and I am very satisfied. Reviewed on: 14th June 2026

I think that Paypal provides an excellent Service.

I think that Paypal provides an excellent Service. Its very easy to use and the 3 way pay optipn is a real h.help Reviewed on: 14th June 2026

Staff are all very helpful and experienced

Staff are all very helpful and experienced Reviewed on: 14th June 2026

PayPal makes me feel secure in my purchases.

PayPal makes me feel secure in my purchases. If I’m unsure of the seller I look to see the sellers payment options & if PayPal isn’t available I won’t purchase. Paypal gives me peace of mind knowing I can contact them if I have no joy with the seller & they will enforce the refund on my behalf, this saves me becoming anxious & stressed. Reviewed on: 14th June 2026

PayPal is a financial lifeline for those times when...

PayPal is a financial lifeline for those times when purchases don’t quite fit into the monthly budget - the four months credit option credit window allows me to manage my expenditure cleanly and efficiently. Thank you PayPal! Reviewed on: 14th June 2026

Great offers and cash back incentives easy to use app.

Great offers and cash back incentives easy to use app. What more can I say . Reviewed on: 14th June 2026

Always easy to use and the debit card option is...

Always easy to use and the debit card option is fab Reviewed on: 14th June 2026

Good service

Easy to use quick to check your account if I had a problem with having to get my money back from any purchase they were very helpful and resolved problems promptly Reviewed on: 14th June 2026

There when you need

Can't fault it. There when you need it. Reviewed on: 14th June 2026

I will recommend PayPal to others, who do not use it...

I will recommend PayPal to others, who do not use it yet Reviewed on: 14th June 2026

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