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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,280 reviews, last reviewed 10th May 2026
2419300% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service and it’s free. Quality service and it’s free. PayPal give you lots of different services for different people. Reviewed on: 10th May 2026
Racing snake's avatar
Racing snake

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103280)

Love how easy it is to spread costs

5
Love how easy it is to spread costs Reviewed on: 5th May 2026
MR's avatar
MR

Always helping when ring and keeps moneyhel safe

5
Always helping when ring and keeps money safe Reviewed on: 5th May 2026
Abigail C's avatar
Abigail C

Easy to use and app is well set up keeping you in co...

5
Easy to use and app is well set up keeping you in control of your spend , PayPal is a great way to pay for purchases online with options to pay in full or over three payments Reviewed on: 5th May 2026
mcarts's avatar
mcarts

good overall experience, always helpfull if on the v...

5
good overall experience, always helpfull if on the vary rare occasion I have a problem Reviewed on: 5th May 2026
lee d's avatar
lee d

website very easy to use plus a company that you can...

5
website very easy to use plus a company that you can trust never had any problems Reviewed on: 5th May 2026
stephen r's avatar
stephen r

Very easy to use.

5
Very easy to use. No interest for 4 months Reviewed on: 5th May 2026
Florin's avatar
Florin

It’s fine.

5
It’s fine. Sometimes useful that it’s there but try not to use it. Downside is the lack of visibility - I never check my PayPal account. It’s the one payment I’ve ever missed and has been a black mark for the last few years! Reviewed on: 5th May 2026
Simon B's avatar
Simon B

Very helpful

5
They've always been very helpful when ive had a problem, recommend Reviewed on: 5th May 2026
Angela Nightingale's avatar
Angela Nightingale

I have used paypal for years very happy

5
I have used paypal for years very happy Reviewed on: 5th May 2026
Becky's avatar
Becky

Excellent, straight forward and easy to use

5
Excellent, straight forward and easy to use Reviewed on: 5th May 2026
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[email protected]

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