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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,333 reviews, last reviewed 10th May 2026
2421800% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best credit card PayPal Credit is an easy, safe way to pay. You get 4 months interest free on purchases over £99 which is fantastic and you also get points for your s... Read more Reviewed on: 10th May 2026
Claire Sharkey's avatar
Claire Sharkey

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103333)

Great derived and ongoing deals.

5
Great derived and ongoing deals. Best credit card i have had and probably will have! Reviewed on: 5th May 2026
Sam M's avatar
Sam M

They are fab any issues easy to speak to !

5
They are fab any issues easy to message ! So handy ! When purchasing anything ! Reviewed on: 5th May 2026
Jan b's avatar
Jan b

PayPal Credit

5
Very pleased with PayPal set up and information Reviewed on: 5th May 2026
Mrs L 's avatar
Mrs L

I've always been very happy with the service I've re...

4
I've always been very happy with the service I've received. Reviewed on: 5th May 2026
Katherine F's avatar
Katherine F

very easy to use however sometimes buggy when paying...

5
very easy to use however sometimes buggy when paying off Reviewed on: 5th May 2026
jack l's avatar
jack l

Good option for payment plans.

5
Good option for payment plans. Will also opt to use PayPal over any other service. Reviewed on: 5th May 2026
Shanie W's avatar
Shanie W

Teaching responsible borrowing.

4
I have used Paypal credit for many years and it is very helpful. Act first. I dint like that my credit limit was reduced dramatically without much warning, however I am now thankful for a more manageable amount of debt. Reviewed on: 5th May 2026
Greyum's avatar
Greyum

Makes paying easy.

5
Makes paying easy. I like the credit options, having the availability to spread out the payments really helps Reviewed on: 5th May 2026
Matthew C's avatar
Matthew C

Feedback

4
Good but was hoping PayPal could look into PayPal credit to be extending it to over 4 months free interest fee then it would be even better. Reviewed on: 5th May 2026
Helen 's avatar
Helen

It was excellent.

5
It was excellent. I recommend to others to try pay pal Reviewed on: 5th May 2026
Muhammad A's avatar
Muhammad A

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