Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50761)

Overall a good experience but the apr is a bit to hi...

4
Overall a good experience but the apr is a bit to high though,customer service are willing to help but sometimes the language barrier can be very annoying.I rate 4 out of 5 due to my past experience I would say. Reviewed on: 26th May 2025
Iamandi I's avatar
Iamandi I

Never had a problem with pay pal ,if I did they alwa...

5
Never had a problem with pay pal ,if I did they always solved it without any fuss, Reviewed on: 26th May 2025
Daniel Donovan 's avatar
Daniel Donovan

overall good, maybe slightly more regular communicat...

4
overall good, maybe slightly more regular communication would be good Reviewed on: 26th May 2025
RR's avatar
RR

I've used paypal for years, I love their fresh appro...

5
I've used paypal for years, I love their fresh approach, it's really refreshing and works with the times, compared to other companies where it's a long process for customer support and old school loop holes.,. Paypal are really good Reviewed on: 26th May 2025
Mitch R's avatar
Mitch R

Best financial solution when needed .

5
Best financial solution when needed . No chance of scamming by sellers Reviewed on: 26th May 2025
Pralhad Adhikari 's avatar
Pralhad Adhikari

A convenient, alternative way to pay for goods and s...

5
A convenient, alternative way to pay for goods and services. Reviewed on: 26th May 2025
Maureen D's avatar
Maureen D

Fantastic service and always reliable

5
Fantastic service and always reliable Reviewed on: 26th May 2025
George W's avatar
George W

Smooth transactions and fast service

5
Smooth transactions and fast service Reviewed on: 26th May 2025
Sharon R's avatar
Sharon R

The app is very user friendly and easy to use.

5
The app is very user friendly and easy to use. The pay in 3 and 4 months interest free on credit options make spreading the cost of purchasing items much more manageable. Making payments for purchases is secure, quick and efficient. Brilliant service overall. Reviewed on: 26th May 2025
S Mc's avatar
S Mc

Easy to use.

5
Easy to use. Always able to reach out to a person if needed. App is brilliant Reviewed on: 26th May 2025
Cassie Downs's avatar
Cassie Downs

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill