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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146437 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146438)

Always quick easy to operate, accepted by 95 percent...

Always quick easy to operate, accepted by 95 percent of my contacts. Reviewed on: 14th June 2026

Easy too manage.

Easy too manage. Great way off access to spending. Repayment plan easy too set up. Reviewed on: 14th June 2026

Using PayPal many years already.

Using PayPal many years already. Excellent service Reviewed on: 14th June 2026

Just alway easy when paying for stuff and safe what...

Just alway easy when paying for stuff and safe what more can you ask for Reviewed on: 14th June 2026

Fantastic service and so easy to use the app!

Fantastic service and so easy to use the app! Reviewed on: 14th June 2026

I've had a good experience with PayPal Credit.

I've had a good experience with PayPal Credit. It's easy to use, integrates seamlessly with PayPal, and has been useful for spreading the cost of larger purchases. The account is straightforward to manage, and payments are easy to track. Interest rates can be high outside promotional periods, but overall it's a convenient and flexible credit option when used responsibly. Reviewed on: 14th June 2026

Split payments and interest free are the best

Split payments and interest free for 4 months are the best options when buying some amazing products with no stress using PayPal. Love it. Reviewed on: 14th June 2026

Amazing service

Great experience no problems with using PayPal at all quick and very reliable service every time Reviewed on: 14th June 2026

Very pleased

Easy to use. Best option for buy now pay later. Very pleased with the app. Reviewed on: 14th June 2026

Easy purchasing

Easy transactions, good offers, good backup when needed. Use PayPal for most purchases Reviewed on: 14th June 2026

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