Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,437 reviews, last reviewed 10th May 2026
2426650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is convenient and highly secured. PayPal Credit is convenient and highly secured. Reviewed on: 10th May 2026
M W's avatar
M W

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (103437)

Very good experience trustful and easy!

5
Very good experience trustful and easy! Reviewed on: 5th May 2026
Elena's avatar
Elena

Very quick and easy to use .

5
Very quick and easy to use . Reccomend Reviewed on: 5th May 2026
Sabina Z's avatar
Sabina Z

Easy to use and very professional

5
Easy to use and very professional Reviewed on: 5th May 2026
Daniel p's avatar
Daniel p

It's been so simple to use that app and make purchas...

5
It's been so simple to use that app and make purchases with papal. If I ever come into any issues the team are always on hand to help , the PayPal credit really helps buy expensive things when there rates are unbeatable I don't think there's anything I don't use PayPal for Reviewed on: 5th May 2026
Fraser w's avatar
Fraser w

Excellent service with flexible options.

5
Excellent service with flexible options. Pay in 3, credit or instant. Reviewed on: 5th May 2026
Markio's avatar
Markio

Well done

5
Never had any issues with PayPal, always working. The most secured way of paying for anything which I know. Reviewed on: 5th May 2026
Aleksandra G's avatar
Aleksandra G

Top service

5
Easy to use, great app and top service Reviewed on: 5th May 2026
Franco Ghezzi's avatar
Franco Ghezzi

Never had any negative issues with PayPal.

5
Never had any negative issues with PayPal. Highly recommended…one of the very few BEST RELIABLE COMPANIES ON LINE. Reviewed on: 5th May 2026
Brian A's avatar
Brian A

Great to use, secure and easy .

5
I have used paypal for many years and have found it to be most excellent and great for convenience . very secure for sending money or using at the checkout. Reviewed on: 5th May 2026
John A's avatar
John A

great app used it for years, feel safe with it and n...

5
great app used it for years, feel safe with it and never had a problem Reviewed on: 5th May 2026
jade c's avatar
jade c

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill