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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

Approval is very fast.

Approval is very fast. The process is simple and not confusing Reviewed on: 14th June 2026

PayPal is quick and easy to use recieve a smooth res...

PayPal is quick and easy to use recieve a smooth response and quick decisions Reviewed on: 14th June 2026

Great financing tool with zero interest options

I’ve been using PayPal Credit for a while now and it has been incredibly convenient. The 3 months interest-free offer on purchases over £99 is fantastic for spreading out the cost of larger purchases. The account is easy to manage directly through the standard PayPal app, and auto-payments ensure I never miss a due date. Highly recommend it if you use credit responsibly. Reviewed on: 14th June 2026

PayPal credit allows you to pay in instalments inter...

PayPal credit allows you to pay in instalments interest free for the 1st 4 months, I pay it off before the 4 month period and occur no interest Reviewed on: 14th June 2026

Very easy to use very simple

Very easy to use. App is easy to navigate Reviewed on: 14th June 2026

Amazing help

I bought so many things from ebay using PayPal, are amazing Reviewed on: 14th June 2026

Paypal is a great system allowse to pay for a lot of...

Paypal is a great system allowse to pay for a lot of items online and is a game changer Reviewed on: 14th June 2026

It's been fine

It's been fine so far, no complaints, I am happy Reviewed on: 14th June 2026

PayPal credit has been excellent in allowing me to m...

PayPal credit has been excellent in allowing me to make bigger purchases and pay back in smaller more manageable payments. The 4 months interest free is great! Reviewed on: 14th June 2026

Paypal credit offers great flexibility for larger pu...

Paypal credit offers great flexibility for larger purchases and has been a life saver in the past. Reviewed on: 14th June 2026

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