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PayPal: PayPal Credit reviews

4.90
Based on 103,473 reviews, last reviewed 10th May 2026
2428400% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very happy using PayPal if i have any issues it was... Very happy using PayPal if i have any issues it was resolved very quickly Reviewed on: 10th May 2026
Terry S's avatar
Terry S

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103473)

I have always had prompt responses and having PayPal...

5
I have always had prompt responses and having PayPal credit as an option is so beneficial, especially in this day and age. It helps spread the cost and lessen the financial burden Reviewed on: 5th May 2026

Reliable partner, never had issues when using PayPal

5
Reliable partner, never had issues when using PayPal Reviewed on: 5th May 2026

Excellent for online purchases

5
Always a good option when making purchases on line, very easy to set up and make payment at your convenience Reviewed on: 5th May 2026

Prefect for purchasing

5
I find using PayPal easy and it gives me extra security when making purchases, the in terst free monthly installment plans are also excellent to use. Clear statements are also very good to keep a check on your finances and ensuring everything is paid on time. Reviewed on: 5th May 2026

honest and fast service always there to help and res...

5
honest and fast service always there to help and resole any issues Reviewed on: 5th May 2026

I have used PayPal for most of my transaction

5
I have used PayPal for most of my transactions and find it easy to use if you do get a problem the react quickly Reviewed on: 5th May 2026

Fantastic

5
Fantastic customer service and support with great emails for reminders and help. Friendly staff on the phone and such an easy service to use. Reviewed on: 5th May 2026

Very convenient way to pay over time.

5
Very convenient way to pay over time. Reviewed on: 5th May 2026

PayPal is reliable and trustworthy.

5
PayPal is reliable and trustworthy. I’ve always had a really smooth experience using PayPal — payments go through instantly and it feels secure every time I use it. It’s especially reassuring knowing I have buyer protection if anything ever goes wrong, which makes online shopping much less stressful. Reviewed on: 5th May 2026

Fast, easy, secure and friendly

5
Available on most online stores as a payment method. Many different payment styles, competitive interest rates. Regularly use it. Reviewed on: 5th May 2026

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