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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very simple to use

Very simple to use no issues using the app Reviewed on: 26th May 2025

I had a very positive experience the app is easy to...

I had a very positive experience the app is easy to use and helps me to plan my payments Reviewed on: 26th May 2025

Never experienced any problems happy with the servic...

Never experienced any problems happy with the service and efficiency Reviewed on: 26th May 2025

Easy to use fast efficient and fast to solve any pro...

Easy to use fast efficient and fast to solve any problem ( only had one dispute with a supplier and pay pal sorted it quickly and refunded me immediately) Reviewed on: 26th May 2025

Any problems with money solved with no hassle PayPal...

Any problems with money solved with no hassle PayPal is my favourite Reviewed on: 26th May 2025

Quick acceptance for spread payments and easier at c...

Quick acceptance for spread payments and easier at checkouts Reviewed on: 26th May 2025

PayPal are helping me lots, I'm really happy with th...

PayPal are helping me lots, I'm really happy with there services Reviewed on: 26th May 2025

Overall a good experience but the apr is a bit to hi...

Overall a good experience but the apr is a bit to high though,customer service are willing to help but sometimes the language barrier can be very annoying.I rate 4 out of 5 due to my past experience I would say. Reviewed on: 26th May 2025

Never had a problem with pay pal ,if I did they alwa...

Never had a problem with pay pal ,if I did they always solved it without any fuss, Reviewed on: 26th May 2025

overall good, maybe slightly more regular communicat...

overall good, maybe slightly more regular communication would be good Reviewed on: 26th May 2025

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