Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146507)

Everything straightforward and easy to use

Everything straightforward and easy to use Reviewed on: 14th June 2026

The App is really easy to use and always good inform...

The App is really easy to use and always good information communicated Reviewed on: 14th June 2026

My experience since joining PAYPAL is top-notch, and...

My experience since joining PAYPAL is top-notch, and most especially is PAYPAL credit which has been very helpful in paying off purchases and a rest of mind. Reviewed on: 14th June 2026

It is easy to manage and has options for most.

It is easy to manage and has options for most. Reviewed on: 14th June 2026

No complaints

Very convenient way of paying. Very user friendly. Reviewed on: 14th June 2026

Secure and easy making and receiving payments

Easy transactions, one click applications, my 1st reason to use PayPal its very secure and never had problem Reviewed on: 14th June 2026

PayPal have been very kind and understanding towards...

PayPal have been very kind and understanding towards me and my money issues. Reviewed on: 14th June 2026

Best App Ever

The app is very user friendly and very convenient to make purchases Reviewed on: 14th June 2026

Approval is very fast.

Approval is very fast. The process is simple and not confusing Reviewed on: 14th June 2026

PayPal is quick and easy to use recieve a smooth res...

PayPal is quick and easy to use recieve a smooth response and quick decisions Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78032 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub