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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50764 reviews)

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4.91

Based on 50,764 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50764)

An excellent service from PalPal.& PayPal crdit4

PayPal and PayPal credit offer an excellent service with the.added benefit of being able to manage your finances with 0 rate interest provided you pay back within the 4 month period for the credit card or 3 months using PayPal for goods over £110. Reviewed on: 26th May 2025

Easy to use and helpful on occasion

Easy to use and helpful on occasion Reviewed on: 26th May 2025

Easy to use , no hiden terms and conditions.

Easy to use , no hiden terms and conditions. Great communication. Variety of payment options makes it easy and user friendly. Reviewed on: 26th May 2025

Very slow on taking account payments

The only downside I have is that payments made to Paypal credit are not debited same or next day but sometimes a week later meaning having to check money is still available when the payment is taken. Reviewed on: 26th May 2025

Great Job!

Have had a good experience with PayPal. There credit and pay in 3 options are great for helping manage my money Reviewed on: 26th May 2025

I forget sometimes I have this option

I used my credit before the 3 payment options I wouldn’t have had if had use that before Reviewed on: 26th May 2025

I’ve never had a problem with PayPal credit.

I’ve never had a problem with PayPal credit. Any problems I’ve had with transactions through PayPal have been worked out quickly Reviewed on: 26th May 2025

Absolutely amazing

Absolutely amazing especially for booking holidays as you get 4 months interest free too Reviewed on: 26th May 2025

Money management

Convenient. So great with money management when using PayPal credit and pay in 3. Really does ease financial fears. Reviewed on: 26th May 2025

Easy to use, customer friendly

Easy to use on day to day basis , customer friendly . Reviewed on: 26th May 2025

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