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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103515 reviews)

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4.90

Based on 103,515 reviews, last reviewed 10th May 2026

2430300% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always trustworthy and a great, secure way to pay. Always trustworthy and a great, secure way to pay. Good communication and contact. The ways to pay are really useful such as pay in 3 or credit and kn... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103515)

PayPal credit has helped me out spread the cost

For me PayPal credit has helped me out spread the cost of an item i otherwise would not have been able to afford in one lump sum. Ive been able o spread the payment over time that suits me. At the moment things are tight financially so have been paying the minimum amount until things pickup then i can increase he payments to clear the credit. Its a great tool as long as payments are made. Reviewed on: 5th May 2026

Means of seamless payment, able to get a good credit...

Means of seamless payment, able to get a good credit to pay for my goods Reviewed on: 5th May 2026

The PayPal credit card is a convenient and straightf...

The PayPal credit card is a convenient and straightforward option with useful promotional offers, fair APR, and easy-to-use rewards. It works best for regular PayPal users who want simple cashback or points without the hassle of tracking spending categories. Reviewed on: 5th May 2026

Totally reliable

A reliable back up for everyday purchases, Pay in 3 is also very helpful to be able to budget. Reviewed on: 5th May 2026

Excellent service

I am extremely happy with PayPal and had no issues at all.. I have been with PayPal for over 10 years and I highly recommend PayPal to everyone. Reviewed on: 5th May 2026

You can use it almost anywhere which makes it a fant...

You can use it almost anywhere which makes it a fantastic card Reviewed on: 5th May 2026

Paypal is good

Love paypal easy to to pay anyware love it Reviewed on: 5th May 2026

Reliably get the credit and easy repayments.

Reliably get the credit and easy repayments. Always an extra help available when required and you can get 0% deals Reviewed on: 5th May 2026

Reliable and trusted

Using a trusted source to pay for goods is always a priority for me. To be able to pay over 3 months is also important, as sometimes something is urgently or unexpectedly needed. To not have to pay interest and also short term credit is also really important to me. Reviewed on: 5th May 2026

My experience has been overall very positive.

My experience has been overall very positive. Easy to use and no interest as long as you pay it off in time. Reviewed on: 5th May 2026

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