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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,565 reviews, last reviewed 10th May 2026
2432700% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Problems solved easily Problems just get solved and only trusted retailers. Reviewed on: 10th May 2026
Carole U's avatar
Carole U

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103565)

High Standard for Flexible Retail Finance

5
I’ve been using PayPal’s retail finance options for several years now, and it has supported how I manage my monthly budget. Whether I’m using Pay in 3 for smaller essentials or PayPal Credit for larger purchases, the process is incredibly seamless. If you’re looking for a reliable, flexible, and interest-free way to shop, PayPal is definitely the way to go as well as being safe and secure. Reviewed on: 5th May 2026
MW's avatar
MW

I’ve been using PayPal Pay in 3 for a while now and...

5
I’ve been using PayPal Pay in 3 for a while now and it’s made managing my spending much easier. The process is simple, transparent, and there are no hidden fees, which gives me real peace of mind. I like how quickly I can split payments into manageable instalments without affecting my budget too much. It’s especially helpful for larger purchases when I don’t want to pay everything upfront. Overall, it’s a reliable and convenient service that I trust and use regularly. Reviewed on: 5th May 2026
Joanna W's avatar
Joanna W

Really good.

5
Really good. No disapointed, always keep the plan, so they are perfect. Reviewed on: 5th May 2026
Imre's avatar
Imre

never had any issuespay by paypal

5
never had any issues. really easy Reviewed on: 5th May 2026
kerry fahy's avatar
kerry fahy

Great trips

5
Love pay in 3 option can buy good quality items or go on trips by spreading cost! Reviewed on: 5th May 2026
Peter G whitehead's avatar
Peter G whitehead

Generally positive with a low level of required enga...

4
Generally positive with a low level of required engagement. The service works well and is reflected in the rare occasion when I am required to contact PayPal with an issue. Reviewed on: 5th May 2026
Gavin D's avatar
Gavin D

Financing flexibility is amazing would definitely re...

5
Financing flexibility is amazing would definitely recommend to anyone Reviewed on: 5th May 2026
James s's avatar
James s

Very easy to use, app is great.

5
Very easy to use, app is great. customer service helpful Reviewed on: 5th May 2026
Katie B's avatar
Katie B

Always there to use in any shops gives you the peace...

5
Always there to use in any shops gives you the peace of mind when using. Reviewed on: 5th May 2026
Lotty's avatar
Lotty

I have contacted PayPal customer service via Tue Pay...

3
I have contacted PayPal customer service via Tue PayPal app. The stops is helpful and polite. However, the problem did not solved immediately and the answer is quite vague. I need to wait and do not understand what's going on. Finally, the problem solved by itself. I think it's better for the staff to have more product knowledge. It will help the customer more easily to fix the problem. Reviewed on: 5th May 2026
Andrew L's avatar
Andrew L

Review PayPal: PayPal Credit now

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