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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,769 reviews, last reviewed 30th Jun 2025
1839400% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for international transactions PayPal is great for international transactions. So far I haven’t had any issues and my money never got stuck. Reviewed on: 30th June 2025
Ewoma O's avatar
Ewoma O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50769)

I forget sometimes I have this option

4
I used my credit before the 3 payment options I wouldn’t have had if had use that before Reviewed on: 26th May 2025
Pablo G's avatar
Pablo G

I’ve never had a problem with PayPal credit.

5
I’ve never had a problem with PayPal credit. Any problems I’ve had with transactions through PayPal have been worked out quickly Reviewed on: 26th May 2025
Jack K's avatar
Jack K

Absolutely amazing

5
Absolutely amazing especially for booking holidays as you get 4 months interest free too Reviewed on: 26th May 2025
Steve B's avatar
Steve B

Money management

5
Convenient. So great with money management when using PayPal credit and pay in 3. Really does ease financial fears. Reviewed on: 26th May 2025
Noel C's avatar
Noel C

Easy to use, customer friendly

5
Easy to use on day to day basis , customer friendly . Reviewed on: 26th May 2025
Agnieszka K's avatar
Agnieszka K

Not quite a better banking alternative.. shame

5
Everything is upfront, however after 8 months of paying on time , missed 1st of the month and was penalised even though I paid immediately when I realised. Shame as I considered PayPal as a better alternative to traditional banking but alas they’re essentially the same. Simple error and you’re hit with an over the top penalty. Reviewed on: 26th May 2025
J Kew's avatar
J Kew

Good to have PayPal credit, I have been using since...

5
Good to have PayPal credit, I have been using since longtime. Reviewed on: 26th May 2025
Suhel B's avatar
Suhel B

So easy and hassle free to use and very well informe...

5
So easy and hassle free to use and very well informed,understanding to each persons needs Reviewed on: 26th May 2025
Mark M's avatar
Mark M

Easy way to buy and spread costs monthly

5
Easy way to buy and spread costs monthly Reviewed on: 26th May 2025
Andrew G's avatar
Andrew G

I always had a great experience with customer service.

5
I always had a great experience with customer service. They have a good knowledge, they are always willing to help and polite. I use PayPal for shopping a lot as this is secure way of buying and on some occasions PayPal team helped me recover money. Reviewed on: 26th May 2025
Kasia's avatar
Kasia

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