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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

I've used paypal for years, I love their fresh appro...

5
I've used paypal for years, I love their fresh approach, it's really refreshing and works with the times, compared to other companies where it's a long process for customer support and old school loop holes.,. Paypal are really good Reviewed on: 26th May 2025

Best financial solution when needed .

5
Best financial solution when needed . No chance of scamming by sellers Reviewed on: 26th May 2025

A convenient, alternative way to pay for goods and s...

5
A convenient, alternative way to pay for goods and services. Reviewed on: 26th May 2025

Fantastic service and always reliable

5
Fantastic service and always reliable Reviewed on: 26th May 2025

Smooth transactions and fast service

5
Smooth transactions and fast service Reviewed on: 26th May 2025

The app is very user friendly and easy to use.

5
The app is very user friendly and easy to use. The pay in 3 and 4 months interest free on credit options make spreading the cost of purchasing items much more manageable. Making payments for purchases is secure, quick and efficient. Brilliant service overall. Reviewed on: 26th May 2025

Easy to use.

5
Easy to use. Always able to reach out to a person if needed. App is brilliant Reviewed on: 26th May 2025

Very convenient and easy to use when purchasing online.

5
Very convenient and easy to use when purchasing online. Reviewed on: 26th May 2025

PayPal is easy to use, very convenient

5
PayPal is easy to use, very convenient Reviewed on: 26th May 2025

Zero percent on purchases always great help to keep...

5
Zero percent on purchases always great help to keep finances in control Reviewed on: 26th May 2025

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