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PayPal: PayPal Credit reviews

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4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50770)

I always had a great experience with customer service.

5
I always had a great experience with customer service. They have a good knowledge, they are always willing to help and polite. I use PayPal for shopping a lot as this is secure way of buying and on some occasions PayPal team helped me recover money. Reviewed on: 26th May 2025
Kasia's avatar
Kasia

Paypal is an essential part of my financial journey...

5
Paypal is an essential part of my financial journey as I travel a lot and uses this for most of my transactions. Reviewed on: 26th May 2025
E W's avatar
E W

Excellent customer service

5
Excellent customer service, l always feel safe to pay with Pay pal due to better money back guarantee Reviewed on: 26th May 2025
M R's avatar
M R

Great payment solution and great credit facility .

5
Great payment solution and great credit facility . Reviewed on: 26th May 2025
Chris's avatar
Chris

Very easy to use.

5
Very easy to use. PayPal credit and pay in 3 are useful and affordable ways to pay. Reviewed on: 26th May 2025
Mtrt's avatar
Mtrt

Big support : -

5
It is been good support in this financial difficulties. Reviewed on: 26th May 2025
Hardik M's avatar
Hardik M

Confusing

2
I pay off my credit, the amount goes down, but it doesn't show from the retailer so it's very difficult to keep track exactly what you've paid off and what you owe. Won't be using it again Reviewed on: 26th May 2025
Angela K's avatar
Angela K

Excellent service with 4 months free interest

5
Excellent service with 4 months free interest Reviewed on: 26th May 2025
Nick Puspassene's avatar
Nick Puspassene

Immediately

5
Imedeiatly, response by several experienced call handler when I had a problem with a fraudster. PayPal made me feel human and safe in my dealings. Reviewed on: 26th May 2025
tez t's avatar
tez t

Easy as pie

5
Really easy to use and keep track of total owed and repayments. Good offers on zero % repayment options. No fuss or bother in terms of how much credit is available. Reviewed on: 26th May 2025
David H's avatar
David H

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