Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Really good service, acceptable and fast I’m really...

5
Really good service, acceptable and fast I’m really happy with this Reviewed on: 26th May 2025

Perfect for online shopping!

5
So easy to use and almost all retailers accept which makes online shopping a breeze especially when having to order clothes in multiple sizes for fit etc Reviewed on: 26th May 2025

PayPal is an excellent service

5
PayPal is an excellent service and helps spread the cost of purchases when needed. So much better than a credit card. Reviewed on: 26th May 2025

I have always had a great experience with PayPal nev...

5
I have always had a great experience with PayPal never had reason to complain makes buying thinks easier when I have time to pay back. Reviewed on: 26th May 2025

I use PayPal all the time for my online purchases as...

5
I use PayPal all the time for my online purchases as it gives me the flexibility of using credit but in a controlled way Reviewed on: 26th May 2025

Secure and reliable.

5
Never had any problems with PayPal. You know that any payment you make is safe. Reviewed on: 26th May 2025

Pay in 3 is great

5
PayPal has given me the freedom to buy things and pay in 3 so I don’t have to stress about finding the money straight away Reviewed on: 26th May 2025

great experience so far and nice customer service al...

5
great experience so far and nice customer service always Reviewed on: 26th May 2025

Its unboarding process was seamless and effortless.

5
Its unboarding process was seamless and effortless. I didnt have to worry about anything as I was immediately confident with the whole process. Reviewed on: 26th May 2025

PayPal help me

5
PayPal help me very muc. It is the best way for shopping, send money. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22351 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products