Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,610 reviews, last reviewed 10th May 2026
2434850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love their Pay in 3 interest free product I use paypal credit very often. It helps spread the cost, especially the superb pay in 3 interest free on anything over £20 I also used their super... Read more Reviewed on: 10th May 2026
Mark J's avatar
Mark J

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103610)

I have found Paypal to be a very honest and reliable...

5
I have found Paypal to be a very honest and reliable way to purchase online. Fab customer service and support. Any problems I had experienced with sellers have been dealt with immediately and efficently. Reviewed on: 5th May 2026

PayPal has given me convenience for money.

3
PayPal has given me convenience for money. Very reliable and easy. Reviewed on: 5th May 2026

Excellent customer service

5
Excellent customer service. Would highly recommend PayPal Reviewed on: 5th May 2026

Easy to use less complicated .

5
Easy to use less complicated . Useful when making purchases- Reviewed on: 5th May 2026

Easy to use and adjust settings.

5
Easy to use and adjust setting. Very fair terms on borrowing. Reviewed on: 5th May 2026

Easy and helpful there and fair

5
Always there and fairy have always used PayPal Reviewed on: 5th May 2026

Quick safe and less faff!

5
Quick safe and less faff! I'm always grateful when I can use it to pay on different sites. Makes my life easier Reviewed on: 5th May 2026

Clear and Simple

5
Easy to use and understand transaction's. Simple Reviewed on: 5th May 2026

Very secure and efficient payment method.

5
Very secure and efficient payment method. Reviewed on: 5th May 2026

I lost everything after a serious mental health cris...

5
I lost everything after a serious mental health crisis and without PayPal's lines of credit I would have been in real trouble. I feel reassured and safe with them. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48957 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products