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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

5* service

Excellent service really does help with finances been using PayPal for many many years 5* Reviewed on: 26th May 2025

So easy to use

I can split bills with friends or send money instantly Reviewed on: 26th May 2025

Very easy to setup and use, clear pay-in-3 is useful...

Very easy to setup and use, clear pay-in-3 is useful and helps split larger unexpected bills etc. Reviewed on: 26th May 2025

Excellent option for paying by credit

Use PayPal credit on a regular basis, it is easy to use with very flexible options for payback and the 4 months interest free credit is very attractive. Reviewed on: 26th May 2025

Great experience

Great! Always a good experience and feel safe using PayPal. Thank you Reviewed on: 26th May 2025

Always used payoal credit.

Always used payoal credit. No issues yet Reviewed on: 26th May 2025

Great experience.

Great experience. Great customer service Reviewed on: 26th May 2025

How PayPal Credit Makes Financial Flexibility Easy .

PayPal Credit has been a game-changer for me when it comes to managing my finances, and I found it both easy and incredibly useful to use. The standout feature for me is how it offers financial assistance at crucial moments—especially when I don’t have the money upfront to pay for a product. The convenience of being able to make purchases immediately while breaking payments into manageable terms has been a huge relief. It’s particularly helpful for unexpected expenses or for buying essential items when funds are tight. The user interface is straightforward, making it simple to keep track of spending and manage payments without the hassle. Overall, PayPal Credit gives me the flexibility and peace of mind to make purchases when I need them most, even during times when my bank balance might not cooperate. I’d recommend it to anyone looking for a reliable and practical financial tool to bridge the gap when money is tight. Reviewed on: 26th May 2025

I’ve never had any issues with PayPal times I h...

I’ve never had any issues with PayPal, the times I had issues with sellers Paypal had always helped and solved the issue. Reviewed on: 26th May 2025

PayPal are fair, like the Bank of Dave!

PayPal are very fair, they support your purchases and give you multiple options to pay. There is no pressure (unlike some) they are in the real world and similar to The Bank of Dave! Well done PayPal Reviewed on: 26th May 2025

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