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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103648 reviews)

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4.90

Based on 103,648 reviews, last reviewed 10th May 2026

2436550% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Easy to use but 0% interest ending could be clearer Easy to use but could be clearer on which purchases have or are running out of the 0% interest free 4 months. This could be made clearer with a progr... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103648)

Very handy when you need it the most.

Very handy when you need it the most. Never let me down. Reviewed on: 5th May 2026

PayPal is a fantastic tool for anyone who shops or s...

PayPal is a fantastic tool for anyone who shops or sends money online. It’s incredibly easy to use, and the setup takes just a few minutes.The best part is the security, you can pay for things without sharing your card details with every website. Plus, their Buyer Protection gives you great peace of mind if an order goes wrong. It’s fast, reliable, and accepted almost everywhere. Reviewed on: 5th May 2026

Used paypal credit for big expenses, been really pos...

Used paypal credit for big expenses, been really positive experience if I’m honest Reviewed on: 5th May 2026

1st class easy to use service not bad rates either h...

1st class easy to use service not bad rates either highly recommended Reviewed on: 5th May 2026

Love the convenience of PayPal

I use pay in 3 on a regular basis and use PayPal for m6 online shopping for its extra layer of security. Its fab for sedin̈g moneti friends and family as welll Reviewed on: 5th May 2026

Good value, repayment processing speed is slow and c...

Good value, repayment processing speed is slow and clunky Reviewed on: 5th May 2026

It is a really useful platform to be able to manage...

It is a really useful platform to be able to manage purchases both short term and long term. I would recommend it as something useful to have int he back pocket, just like another credit card. It is easy to use and understand and the app is really easy. Reviewed on: 5th May 2026

Very secured and reliable as i would recommend it fo...

Very secured and reliable as i would recommend it for my family and friends. Reviewed on: 5th May 2026

I have never had any issues using PayPal.

I have never had any issues using PayPal. It has been always flawless using PayPal. I cannot complain with the seam less service with the years I have been with PayPal Reviewed on: 5th May 2026

Very simple and user friendly.

Very simple and user friendly. Pay in three very useful Reviewed on: 5th May 2026

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