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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103701 reviews)

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4.90

Based on 103,701 reviews, last reviewed 10th May 2026

2439150% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best retail finance provider. Best retail finance provider. Provides the perfect opportunity for an instant 0% credit for goods. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103701)

Good and quick to use, safe to use the app

Good and quick to use, safe to use the app Reviewed on: 5th May 2026

Payoal experience

Love shopping with payppal as I can pay every month for the things I want now and the monthly payments are affordable Reviewed on: 5th May 2026

Good but does not let you choose which installment t...

Good but does not let you choose which installment to pay directly Reviewed on: 5th May 2026

It’s very easy to use .

It’s very easy to use . App is good to navigate around well done Reviewed on: 5th May 2026

excellent support

I have been with PayPal credit almost 10 years and they’ve been so helpful Reviewed on: 5th May 2026

Feel Safe and Secure .

Feel Safe and Secure . Feeling money secure already being scamed before Reviewed on: 5th May 2026

spreading the cost of purchases over time

I enjoy using paypal myself and the credit and pay in 3 options allow my customers to also spread the cost of purchases over time. Very happy with the security and efficiency of the system. Reviewed on: 5th May 2026

Used PayPal for years.

Used PayPal for years. Secure way to buy onlone Reviewed on: 5th May 2026

Good option for transaction , faster transaction

Good option for transaction , faster transaction Reviewed on: 5th May 2026

Easy and fast.

Easy and fast. Been using it for the last few years. Reviewed on: 5th May 2026

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