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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103760 reviews)

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4.90

Based on 103,759 reviews, last reviewed 10th May 2026

2442000% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Outstanding option for payment for good and money Outstanding option for payment for good and money Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103760)

Excellent Service

This is a great service, it allows me to spread my payments on purchases Reviewed on: 5th May 2026

I have always had great experience with PayPal credit.

I have always had great experience with PayPal credit. Reviewed on: 5th May 2026

Accessible and good offers.

Accessible and good offers. Making money manageable Reviewed on: 5th May 2026

Great - love the 4 months interest free when spendin...

Great - love the 4 months interest free when spending over £100! Reviewed on: 5th May 2026

Run smoothly, never had any issues

Run smoothly, never had any issues i can think of Reviewed on: 5th May 2026

PayPal been trusted for years when buying online now...

PayPal been trusted for years when buying online now it’s a credit card Reviewed on: 5th May 2026

I like how straight forward PayPal is to use and tha...

I like how straight forward PayPal is to use and that it is a trusted name and website. Have used for years, but more recently I have taken advantage of more of their services. Again, like the simplicity and ease of use. Reviewed on: 5th May 2026

its very easy to use and very accessible.

its very easy to use and very accessible. if ever I'm stuck I can always rely on pay credit, it never disappoints. thank you. Reviewed on: 5th May 2026

I have always used paypal to spread my cost

I have always used paypal to spread my cost Reviewed on: 5th May 2026

Great customer service and peace of mind

Great customer service. Great security and peace of mind. I have been scammed before and PayPal sorted out a full refund. Reviewed on: 5th May 2026

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