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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

I’ve never had a problem with PayPal credit.

I’ve never had a problem with PayPal credit. Any problems I’ve had with transactions through PayPal have been worked out quickly Reviewed on: 26th May 2025

Absolutely amazing

Absolutely amazing especially for booking holidays as you get 4 months interest free too Reviewed on: 26th May 2025

Money management

Convenient. So great with money management when using PayPal credit and pay in 3. Really does ease financial fears. Reviewed on: 26th May 2025

Easy to use, customer friendly

Easy to use on day to day basis , customer friendly . Reviewed on: 26th May 2025

Not quite a better banking alternative.. shame

Everything is upfront, however after 8 months of paying on time , missed 1st of the month and was penalised even though I paid immediately when I realised. Shame as I considered PayPal as a better alternative to traditional banking but alas they’re essentially the same. Simple error and you’re hit with an over the top penalty. Reviewed on: 26th May 2025

Good to have PayPal credit, I have been using since...

Good to have PayPal credit, I have been using since longtime. Reviewed on: 26th May 2025

So easy and hassle free to use and very well informe...

So easy and hassle free to use and very well informed,understanding to each persons needs Reviewed on: 26th May 2025

Easy way to buy and spread costs monthly

Easy way to buy and spread costs monthly Reviewed on: 26th May 2025

I always had a great experience with customer service.

I always had a great experience with customer service. They have a good knowledge, they are always willing to help and polite. I use PayPal for shopping a lot as this is secure way of buying and on some occasions PayPal team helped me recover money. Reviewed on: 26th May 2025

Paypal is an essential part of my financial journey...

Paypal is an essential part of my financial journey as I travel a lot and uses this for most of my transactions. Reviewed on: 26th May 2025

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