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PayPal: PayPal Credit reviews

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4.90
Based on 103,802 reviews, last reviewed 10th May 2026
2443900% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy next day delivery and more choice of of offers. Easy next day delivery and more choice of of offers. Guaranteed back up Reviewed on: 10th May 2026
Dalesqueenie's avatar
Dalesqueenie

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103802)

Always an easy straightforward transaction

5
Always an easy straightforward transaction Reviewed on: 5th May 2026
Sara H's avatar
Sara H

PayPal credit was really helpful when I needed some...

5
PayPal credit was really helpful when I needed some extra cash for my barn conversion as I knew I had time to pay it back Reviewed on: 5th May 2026
Hannah R's avatar
Hannah R

Safe, efficient, effective and warranty transactions...

5
Safe, efficient, effective and warranty transactions I do personally use for every purchase and payment Reviewed on: 5th May 2026
juan l's avatar
juan l

Paypal credit

5
Great way to pay for products would highly recommend Reviewed on: 5th May 2026
Hayley C's avatar
Hayley C

Very helpful professional service

5
Very helpful professional service Reviewed on: 5th May 2026
Ash G's avatar
Ash G

Easy to use feels secure and trustworthy

5
Easy to use but also feels secure and trustworthy. Can be used at so many places too which helps plus with the new credit card facility makes it a one stop shop Reviewed on: 5th May 2026
Toni F's avatar
Toni F

Game changer for unplanned expenses like gifts

5
So easy to apply for, very reasonable limits and the 0% interest if paid in 4 months offer is a game changer at Christmas time or for unexpected gift expenses. Reviewed on: 5th May 2026
Nutriboom's avatar
Nutriboom

I applied for PayPal credit to buy a new computer.

5
I applied for PayPal credit to buy a new computer. Application was easy & fast. I got my new computer & although I have a set minimum to pay each month I can very easily add more as when I can afford it. I would highly recommend PayPal credit. Reviewed on: 5th May 2026
Shalas Dad's avatar
Shalas Dad

Highly recommend

5
Easy to contact if a problem.Gets quickly sorted & trust them with my details Reviewed on: 5th May 2026
Jacqueline's avatar
Jacqueline

Convenient, reliable service

5
I use PayPal as my default payment method for all transactions. But PayPal credit allows me to spread the cost of larger transactions, interest free. Great to help your money go further Reviewed on: 5th May 2026
Gina B's avatar
Gina B

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