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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103825 reviews)

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4.90

Based on 103,825 reviews, last reviewed 10th May 2026

2444850% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103825)

PayPal is easy to use.

PayPal is easy to use and provides access to items at higher prices by paying monthly installments. Reviewed on: 5th May 2026

Easy to use

Easy to use, information is always up-to-date. Transactions are seamless and easier than others Reviewed on: 5th May 2026

PayPal credit - great to spread big purchases

PayPal credit helps me with large purchases by being able to spread the cost easily but pay off earlier if I can afford. Reviewed on: 5th May 2026

Pay over 3 months

Pay over 3 months I use all the time to spread the cost brilliant Thank You PayPal Reviewed on: 5th May 2026

Great experience

Great experience, i have used the credit several times Reviewed on: 5th May 2026

Nice deals

Paypal credit has been great, lots of nice and affordable deals. Really helpful considering the cost of living these days! Reviewed on: 5th May 2026

A competitive interest rate coupled with payment inc...

A competitive interest rate coupled with payment incentive options. Reviewed on: 5th May 2026

great option on days to day purchases

It’s been great not for small purchases but pay in 3 is great to split cost over time Reviewed on: 5th May 2026

PayPal is easy

PayPal is easy to use and great for quick, secure online payments, especially internationally. The buyer protection is a big plus. However, the fees can be quite high, particularly for currency conversion. Overall, a reliable service but not the cheapest option. Reviewed on: 5th May 2026

My experience with PayPal is too good easy to use an...

My experience with PayPal is too good easy to use and give alot of offers Reviewed on: 5th May 2026

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