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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146863 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146863)

No issues

No issues. Never had a problem with any transaction Reviewed on: 14th June 2026

Was really a good review that’s what I was looking...

Was really a good review that’s what I was looking for Reviewed on: 14th June 2026

Easy to use and quick service .

Easy to use and quick service . Nice and friendly staff Reviewed on: 14th June 2026

I am very satisfied with using PayPal.

I am very satisfied with using PayPal. It is easy to make payments, send money, and there is also an option to buy items in instalments. I highly recommend PayPal Reviewed on: 14th June 2026

Great service and payment options.

Great service and payment options. All secured and easy to link Reviewed on: 14th June 2026

I had an old card on the payment part of the credit...

I had an old card on the payment part of the credit card and PayPal did not advise me as to why my payments were being declined. I had to do a lot of research and through the app I finally figured out what was happening and fixed it. Would have been helpful and wouldn’t have had to pay so much money had I just been informed. Reviewed on: 14th June 2026

Most very good experiences just struggled with the c...

Most very good experiences just struggled with the card and not being able to use it in shops other than tescos Reviewed on: 14th June 2026

Really good company

Great service great offers they offer excellent customer service too Reviewed on: 14th June 2026

Great service and great offers and easy to use

Great service and great offers and easy to use Reviewed on: 14th June 2026

Only issue i have with PayPal is how long payments t...

Only issue i have with PayPal is how long payments take to then show as taken from my bank (hsbc) i.e when I buy something and have to keep remembering how much I actually have in my current account until the payment is taken Reviewed on: 14th June 2026

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