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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103851 reviews)

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4.90

Based on 103,851 reviews, last reviewed 11th May 2026

2446000% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103851)

Ive used Paypal credit for many years and find it bo...

Ive used Paypal credit for many years and find it both useful when required and easy to make repayments. Its easy to use and reliable. Its simple to pay off all the amount owed. Reviewed on: 5th May 2026

20 yrs of service with Paypal

I have used PayPal now for over 20 yrs. PayPal credit helped me get out of a sticky situation financially and I will always be grateful to them. Payments are easy transaction without logging out and back in again. The smoothness makes shopping easy and the PayPal name is well recognised in society. So thank you PayPal for your service and support over the yrs. Reviewed on: 5th May 2026

Useful backup, pay in 3 help spread the cost of.

Useful backup, pay in 3 help spread the cost of.coal for heating Reviewed on: 5th May 2026

Positive.

Just all around positive. No complaints Reviewed on: 5th May 2026

Simple, efficient and very user friendly.

Simple, efficient and very user friendly. The discount and the interest free bonuses were also amazing benefits. Reviewed on: 5th May 2026

Fast and great service, helpful and easy to understa...

Fast and great service, helpful and easy to understand, straightforward to follow and reliable and quick. The customer is always happy Reviewed on: 5th May 2026

I’m very happy with app.

I’m very happy with app. it is easy to use Reviewed on: 5th May 2026

Great financial help - allowing to purchase and pay...

Great financial help - allowing to purchase and pay later Reviewed on: 5th May 2026

Never had any issues, always helped for those extra...

Never had any issues, always helped for those extra expenses. Reviewed on: 5th May 2026

Nice and easy to pay and like the ease of...

Nice and easy to pay and like the ease of credit Reviewed on: 5th May 2026

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