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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,874 reviews, last reviewed 11th May 2026
2447100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal helped me to pay for some much stuff when I n... Paypal helped me to pay for some much stuff when I needed it ASAP, one of the best helps i’ve had it was when my grandfather dies and I had to by quic... Read more Reviewed on: 11th May 2026
Viktorija R's avatar
Viktorija R

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103874)

Great service.

5
Great service. Good communication and very user friendly. Reviewed on: 5th May 2026
Angela N's avatar
Angela N

Always use PayPal as it is very easy to use & never...

5
Always use PayPal as it is very easy to use & never had any problems Reviewed on: 5th May 2026
Nicole 's avatar
Nicole

Always there for your needs

5
Overall a great experience, starting with the options that you have for making the payments, the customer service always there to help you and the easy way of application when buying products. Reviewed on: 5th May 2026
Ovy's avatar
Ovy

I’ve found PayPal Credit useful and convenient, espe...

4
I’ve found PayPal Credit useful and convenient, especially when spreading the cost of larger purchases. The application process was straightforward, the account is easy to manage online, and payments are simple to keep on top of. It gives you flexibility when needed, but it is still important to manage repayments properly and not treat it like free money. Overall, my experience has been positive and it has worked well for me. Reviewed on: 5th May 2026
Nathan J's avatar
Nathan J

excellent and user-friendly.

5
The services provided were excellent and user-friendly. Reviewed on: 5th May 2026
Natalia Diaz's avatar
Natalia Diaz

PayPal Review

5
I’ve been using PayPal Credit for a while now and it’s been really convenient. The application process was quick and straightforward, and I like how easy it is to manage everything directly through the app. The flexibility with payments is a big plus, especially being able to spread the cost of purchases when needed. It’s also clear and transparent, so you always know what you owe and when. I’ve found it really useful for larger purchases, giving me a bit more control over my finances without too much hassle. Overall, it’s a reliable and user-friendly service that I’d definitely recommend to anyone looking for a simple and flexible credit option. Reviewed on: 5th May 2026
Snide's avatar
Snide

I trust PayPal with most of my online purchases, bec...

5
I trust PayPal with most of my online purchases, because my details are hidden from the seller, and I know where I stand. If I have a problem, PayPal can also step in on my behalf.If you want a secure payment system, that also has the ability to spread the cost of some of your purchases, PayPal is a no brainer. Reviewed on: 5th May 2026
Steve's avatar
Steve

Awesome credit facility specially 4 months 0 % inter...

5
Awesome credit facility specially 4 months 0 % interest rate Reviewed on: 5th May 2026
Jyotiraditya's avatar
Jyotiraditya

Good experience

5
Good experience with using PayPal credit Reviewed on: 5th May 2026
Amy's avatar
Amy

Long term customer

5
Been with PayPal for over 20 years now as a customer I like you can still speak with a real human being if gets problem with a transaction Reviewed on: 5th May 2026
Keith's avatar
Keith

Review PayPal: PayPal Credit now

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