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PayPal: PayPal Credit reviews

4.90
Based on 81,649 reviews, last reviewed 22nd Apr 2026
2846500% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind Secure knowing refunds are easy to claim and support from customer service are easy to contact Reviewed on: 22nd April 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81649)

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

5
I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

5
Perfect service and amazing offers Reviewed on: 13th June 2022

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