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PayPal: PayPal Credit reviews

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4.90
Based on 81,773 reviews, last reviewed 22nd Apr 2026
2857700% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SUPERB easy Easy way to pay for everything,easy on-line shopping Reviewed on: 22nd April 2026
MR Pawel's avatar
MR Pawel

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81773)

Brilliant

5
Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022
Rabiul Hoque's avatar
Rabiul Hoque

Great credit

5
I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022
Wayne rogers's avatar
Wayne rogers

Very helpful

5
Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022
Muhammad's avatar
Muhammad

Excellent service

5
Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022
Paul Mccabe's avatar
Paul Mccabe

Fabulous

5
Fantastic service would recommend to anyone Reviewed on: 15th June 2022
Latasha 's avatar
Latasha

Easy credit to use

5
Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022
Jac Didd's avatar
Jac Didd

Very reliable and helpful service

5
Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022
Devane's avatar
Devane

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022
Paul Francis's avatar
Paul Francis

Convenient and transparent

5
I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022
Gaive Golding's avatar
Gaive Golding

Great and convenient

5
Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022
David Copson's avatar
David Copson

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