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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82158 reviews)

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4.90

Based on 82,158 reviews, last reviewed 22nd Apr 2026

2893400% increase in 5 star reviews

in the past 90 days

8700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really easy and reliable I’ve had a really good experience with PayPal Credit so far. It’s simple to use, everything is clear, and managing payments is straightforward. I’ve ... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82158)

Easy to use and understanding

I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022

Ease of Use and great communication

This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022

easy and simple

I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022

Easy and straight forward to us

Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022

Ease of use

It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022

Easy to use

It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022

Great services

Such a good facility and you can use it in many shops Reviewed on: 13th June 2022

PayPal Credit

Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

super................................................................. Reviewed on: 13th June 2022

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