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PayPal: PayPal Credit reviews

4.90
Based on 105,419 reviews, last reviewed 12th May 2026
2518550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Iseful financing options and great service Ive had cause the contact them once and customer service was excellent. Other than that I really appreciate the 4 months interest free and pay in 3 op... Read more Reviewed on: 12th May 2026
D's avatar
D

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105419)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Diesel&Sash

5
Easyjet to get through to customer services & staff are fantastic they listen they are polite and always resolve my queries Reviewed on: 5th May 2026

Simple process and easy to manage

4
Simple process and easy to manage Reviewed on: 5th May 2026

Timely responses

5
Any disputes I have had were dealt with swiftly and to my satisfaction. Reviewed on: 5th May 2026

PayPal easy for everyone

5
Use PayPal whenever possible. Customer service is also great Reviewed on: 5th May 2026

Hassle free

5
Great financial service, easy to use with clear terms and a smooth overall experience. Reviewed on: 5th May 2026

Very good

5
PayPal is very good because it is easy to use. Reviewed on: 5th May 2026

The loan payments plan are manageable

5
The loan payments plan are manageable Reviewed on: 5th May 2026

Email communication with PayPal is very efficient.

5
Email communication with PayPal is very efficient. They value their customers and actually listen to our concerns. Reviewed on: 5th May 2026

Reliable Service, Secure Payments

5
They are consistently responsive whenever I contact them with an issue, and my concerns are dealt with promptly. I also feel reassured using PayPal for payments, as it gives me a greater sense of security compared to using my bank card directly. Reviewed on: 5th May 2026

Highly recommended PayPal credit

5
Very easy to use & access to your account info on the app is very straightforward. Reviewed on: 5th May 2026