Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83073 reviews)

View other PayPal products

4.90

Based on 83,073 reviews, last reviewed 23rd Apr 2026

2976500% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used PayPal for years and always feel safer whe... Have used PayPal for years and always feel safer when a website lets you use PayPal. Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (83073)

Amazing to use for online payments

PayPal Credit has been a life saver for me. Online payment when I needed it most. Can’t praise highly enough. Reviewed on: 13th June 2022

GREAT COMPANY

GREAT COMPANY MAKES LIFE SO MUCH EASIER. Reviewed on: 13th June 2022

For Peace of mind and a speedy transaction use Paypal

When I pay Paypal I never worry the security with Validation checks , my payments are secure should I deal with Rogue sellers then I get the money back into my account. Reviewed on: 13th June 2022

4 months interest free

PayPal credit. Where else can you get 4 months interest free again and again on a £99 purchase. No form filling or applications. Excellent Reviewed on: 13th June 2022

Just, the best!

I use PayPal credit all the time, mainly to increase my credit score. They offer a great, affordable offers which comes in really handy for those more expensive items! Reviewed on: 13th June 2022

The BEST !

Many years I’m going using Paypal, is a safe and very fast. I had a problem with one person and Paypal costume service resolved it very fast. Thanks for being. Best regards. Reviewed on: 13th June 2022

Great service offered by paypal

I have used Paypal credit for over a year now and have never had an issue. The onboarding process is super simple and you're ready to go in minutes. Reviewed on: 13th June 2022

Paypal Credit

Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022

Best partner

Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022

Review

Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38094 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub