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PayPal: PayPal Credit reviews

4.90
Based on 104,335 reviews, last reviewed 11th May 2026
2468650% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have been with PayPal for many years they are very g... Have been with PayPal for many years they are very good the customer care is excellent i would recommend 100 percent Reviewed on: 11th May 2026
Sherrie M's avatar
Sherrie M

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104335)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A natural extension to PayPal

5
Only used PayPal Credit once and everything went smoothly with no issues encountered. Reviewed on: 5th May 2026

Love Paypal.

5
I love using PayPal to pay for my shopping . The credit is also very helpful Reviewed on: 5th May 2026

good service

4
Easy to you use, straightforward and trsutworthy. Reviewed on: 5th May 2026

Convenient

5
Great customer service. Straight forward. Reviewed on: 5th May 2026

No card reader required!

5
PayPal is a great way to transfer funds to friends and family without requiring a card reader, which my other preferred banking app requires. Reviewed on: 5th May 2026

So easy to use checks on your purchases and email co...

5
So easy to use checks on your purchases and email confirmation Reviewed on: 5th May 2026

Fantastic service for small and bigger expenses.

5
Fantastic service for small and bigger expenses. Comfortable, flexible and quite widely available at this point. Reviewed on: 5th May 2026

Quick and easy.

5
Quick and easy. I really like the option of 0% is you pay off before 4 months - great! Reviewed on: 5th May 2026

Would definitely reccomend

5
I will only use PayPal. I feel it’s safe and secure and protection for me when shopping online and transferring money for products Reviewed on: 5th May 2026

Good offers, easy to use.

4
Good offers, easy to use. When problems occur, not the easiest to resolve. Reviewed on: 5th May 2026

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