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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147248)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant service

5
Brilliant service as always, providing an extra layer of security and peace of mind when buying online. I have used PayPal for years and have recommended to everyone. PayPal can be used on most sites and offer brilliant credit options. Reviewed on: 15th June 2026

Great experience.

5
Great experience. Very quick checkout and is available for most retailers. The rates are good, and the app is easy to use in terms of tracking spending and payments. The 4 month 0% interest is a fantastic feature too. Reviewed on: 15th June 2026

well worth the time

5
A great company with a fantastic product. Well worth taking the time to use it. Reviewed on: 15th June 2026

I always find PayPal easy to use and very helpful

5
I always find PayPal easy to use and very helpful Reviewed on: 15th June 2026

Easy to use !

5
so easy to use, quick and always accepted Reviewed on: 15th June 2026

I use PayPal a lot and I’m happy with the service pr...

5
I use PayPal a lot and I’m happy with the service providing Reviewed on: 15th June 2026

PayPal credit helps spread the cost of big items

5
PayPal credit helps me spread the cost of big items, that would normally be harder to pay for all at once Reviewed on: 15th June 2026

Brilliant apart from foreign exchange rate which cou...

5
Brilliant apart from foreign exchange rate which could be better Reviewed on: 15th June 2026

Very good sevice all round very quick

5
Very good sevice all round very quick Reviewed on: 15th June 2026

PayPal purchases feel easy and safe

5
I have used PayPal for years, it is accepted as payment everywhere and you can relax knowing you are protected by PayPal and it saves all the dreaded details to input when you are making a purchase because PayPal knows you and does it all, most importantly you feel safe using them Reviewed on: 15th June 2026

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