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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104514 reviews)

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4.90

Based on 104,514 reviews, last reviewed 11th May 2026

2476600% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had a bad experience with PayPal as they alway... Never had a bad experience with PayPal as they always helpful. Reviewed on: 11th May 2026

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104514)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and clear repayment options

Easy to use, clear repayment options, and the 0% offers + rewards make it worthwhile when shopping online. PayPal Credit integrates well at checkout and the app makes tracking everything simple. Voting them for Best Retail Finance Provider. Reviewed on: 5th May 2026

10/10 for customer service

When there has been the odd occasion where I’ve had to contact PayPal directly, the customer service has always been 10/10. It is good to know that this service is reliable and easy to communicate with. Reviewed on: 5th May 2026

PayPal make it easy

PayPal make it easy to buy now and pay later with the added security knowing that where I’m buying from is secure Reviewed on: 5th May 2026

Double win

Instant credit available and can earn points too so win win Reviewed on: 5th May 2026

Easy to use and all the info is there regarding repa...

Easy to use and all the info is there regarding repayments Reviewed on: 5th May 2026

I used paypal for several different methods

I have used paypal for several different things, and i have been satisfied the different servicies thay they provide Reviewed on: 5th May 2026

Easy to apply.

Easy to apply. Money available instantly Reviewed on: 5th May 2026

Always had quick responses and the app and online is...

Always had quick responses and the app and online is easy to use. Reviewed on: 5th May 2026

Excellent

Excellent Excellent Excellent Excellent Excellent Reviewed on: 5th May 2026

Use almost like my second bank.

Use almost like my second bank. Alway quick to answer any question/issues. Reviewed on: 5th May 2026

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