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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147222)

Over all not bad but long winded get something looke...

4
Over all not bad but long winded get something looked into Reviewed on: 15th June 2026

Quick and easy payment method

5
Find it quick and easy to use as a payment method online. Also use PayPal credit when booking concert tickets for a group. Reviewed on: 15th June 2026

Paypal has made so much more possible...

5
PayPal has been very easy to use and has made it possible to book and buy things that I wouldn't have considered being able to afford so I appreciate that it allows anyone to have chances to spread the cost, so that we may experience more and own things we truly care for. Reviewed on: 15th June 2026

Easy to use and keep track of payments

5
Easy to use and keep track of payments Reviewed on: 15th June 2026

top up overdraft

5
good way to top up my regualr bank arranged overdraft Reviewed on: 15th June 2026

Never had a bad experience!

5
Never had a bad experience, and I have used them for many years Reviewed on: 15th June 2026

Its straight forward to use, and someone always avai...

5
Its straight forward to use, and someone always available on phone for questions Reviewed on: 15th June 2026

Good service

5
Great service, very satisfied, The staff is very polite and professional. Reviewed on: 15th June 2026

Easy application

5
Very easy to send and receive money, application is easy to use, can’t find any fault. Reviewed on: 15th June 2026

It’s helpful to purchase items and pay back later

4
It’s helpful to purchase items and pay back later Reviewed on: 15th June 2026

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