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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103985 reviews)

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4.90

Based on 103,985 reviews, last reviewed 11th May 2026

2452100% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103985)

Good service provided on time

Good service fast handy helpful on time when need and have pay things on instalments Reviewed on: 5th May 2026

PayPal credit

Easy to use, transparent, keep me updated a good amount Reviewed on: 5th May 2026

Effective when Economising

Been using Paypal since 2000. Recently started using Paypal Credit to help with larger puchases. Website and app are easy to use and customer service team members are knowledgeable and helpful. Reviewed on: 5th May 2026

Easy to use, and they are clear with the information...

Easy to use, and they are clear with the information Reviewed on: 5th May 2026

great customer service and easy to access

great customer service and easy to access Reviewed on: 5th May 2026

All just great.

All just great. Been using PayPal credit for years Reviewed on: 5th May 2026

Fair and reliable financial service

Great offers, very easy to use and offers protection against scams. Reviewed on: 5th May 2026

Great alternate payment system

Happy to have this alternate payment system in my purse. Most convenient. Reviewed on: 5th May 2026

Easy access

Great for credit account as you can keep eye on it at all times Reviewed on: 5th May 2026

Such a great service & way to have peace of mind to...

Such a great service & way to have peace of mind to always have that backup there Reviewed on: 5th May 2026

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