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PayPal: PayPal Credit reviews

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4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103950)

Very easy to use to purchase whatever you want in a...

5
Very easy to use to purchase whatever you want in a unlimited market home or abroad. And very easy to maneuver through the PayPal app .easy to make payments to your account. Reviewed on: 5th May 2026
David m's avatar
David m

Easy to use, giving me more options on ways to...

5
Easy to use, giving me more options on ways to pay Reviewed on: 5th May 2026
Louise S's avatar
Louise S

Feel really safe

5
Feel really safe and in charge of my money.and very helpful when you have any problems Reviewed on: 5th May 2026
Stuart B's avatar
Stuart B

4months interest free period is ample for providing...

5
4months interest free period is ample for providing eas when transacting Reviewed on: 5th May 2026
omraiz khalid's avatar
omraiz khalid

Good for new person there’s flexibility to pay and n...

5
Good for new person there’s flexibility to pay and no interest Reviewed on: 5th May 2026
Jehanzeb Shah's avatar
Jehanzeb Shah

PP Credit is so convenient.

5
PP Credit is just so convenient for me. Offers a good payment solution for when i need it. Reviewed on: 5th May 2026
ThatguyEllis's avatar
ThatguyEllis

I love PayPal I would recommend it to everyone calli...

5
I love PayPal I would recommend it to everyone calling customer support is so easy one of the best. Reviewed on: 5th May 2026
Chloe's avatar
Chloe

I have used PayPal for a couple of years for credit...

5
I have used PayPal for a couple of years for credit now and it has been great and would highly recommend Reviewed on: 5th May 2026
Joseph J's avatar
Joseph J

I’ve had a fantastic experience using PayPal Credit.

5
I’ve had a fantastic experience using PayPal Credit. It’s incredibly convenient, especially for spreading the cost of larger purchases without any hassle. The application process was quick and straightforward, and the credit was available almost instantly. What really stands out is the flexibility being able to manage payments easily through the PayPal app makes everything feel simple and under control. The promotional offers, like interest-free periods, are genuinely helpful when used wisely. Customer service has also been reliable whenever I’ve needed support, and everything is clearly laid out so there are no surprises. Overall, PayPal Credit has been a great financial tool for managing purchases more smoothly. Highly recommend it to anyone looking for a flexible and user friendly credit option. Reviewed on: 5th May 2026
Habiba K's avatar
Habiba K

Easy to use clearly set out steps to help the...

5
Easy to use clearly set out steps to help the process Reviewed on: 5th May 2026
Keith D's avatar
Keith D

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