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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147263 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147263)

I use PayPal a lot and I’m happy with the service pr...

I use PayPal a lot and I’m happy with the service providing Reviewed on: 15th June 2026

PayPal credit helps spread the cost of big items

PayPal credit helps me spread the cost of big items, that would normally be harder to pay for all at once Reviewed on: 15th June 2026

Brilliant apart from foreign exchange rate which cou...

Brilliant apart from foreign exchange rate which could be better Reviewed on: 15th June 2026

Very good sevice all round very quick

Very good sevice all round very quick Reviewed on: 15th June 2026

PayPal purchases feel easy and safe

I have used PayPal for years, it is accepted as payment everywhere and you can relax knowing you are protected by PayPal and it saves all the dreaded details to input when you are making a purchase because PayPal knows you and does it all, most importantly you feel safe using them Reviewed on: 15th June 2026

Very happy with using PayPal

Very happy with pay pay . Using on daily basis . Reviewed on: 15th June 2026

Great service and experience 1st Class

Great service and experience 1st Class service Reviewed on: 15th June 2026

Signing up and using the service has been such a smo...

Signing up and using the service has been such a smooth, easy experience. The whole process—from signing up to actually using the service—has been so easy to navigate. Reviewed on: 15th June 2026

The service with PayPal has been grate, buying thing...

The service with PayPal has been grate, buying things and spreading the cose has been amazing. Reviewed on: 15th June 2026

I’ve always found PayPal credit so useful, and very...

I’ve always found PayPal credit so useful, and very fair with the four months interest free I use it all the time Reviewed on: 15th June 2026

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