Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84624 reviews)

View other PayPal products

4.90

Based on 84,624 reviews, last reviewed 24th Apr 2026

3121000% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great provider Easy to use. I phoned customer service and they were very helpful and polite. Reviewed on: 24th April 2026

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84624)

Best credit service ever

Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022

The Best

One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022

It's an easy service to use. Customer care is also commendable

It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022

PayPal Credit makes things so easy!

PayPal Credit has been one of the best products offered by PayPal in a long time. It's so easy to manage things and their 0% interest offers with so many vendors is extremely appealing. If you're looking for that next bit of tech to help improve your work, or need to replace something quickly, but don't want to have to dip into your savings, uPayPal Credit has you covered. It allows you not have to worry about any issues as you can see everything you need to so easily in their app and their customer service team is incredibly helpful and responsive if you're unsure of anything or have any issues with payments. Reviewed on: 13th June 2022

simple

really user friendly, great experience. can see exactly what you’re borrowing and how much you’re repaying easily and quickly Reviewed on: 13th June 2022

Couldnt fault PayPal

PayPal is my favourite way to pay. You get lots of choice whether it’s pay in 3 or pay later which makes families like mine able to buy things we wouldn’t be able to pay for out right. So thank you! I’ve had PayPal credit now for many years & I wouldn’t go else where for credit. The apr has always been fair & worth while. We also love that payments over £100 means we get 4 months free apr which is such a good offer that we use quite often. Thank you so much PayPal! Reviewed on: 13th June 2022

So easy to use!

Had no problems, easy to use and perfect for any purchase! Reviewed on: 13th June 2022

Got to love paypal

Just love paypal you have 4 months interest free to pay back your balance hassle free would highly recommended Reviewed on: 13th June 2022

The most secure and safe payment method

The most secure and safe payment method to use when you shop online. Reviewed on: 13th June 2022

Excellent service

Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38737 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub