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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106283 reviews)

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4.90

Based on 106,283 reviews, last reviewed 13th May 2026

2557650% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Pretty decent in terms of credit facilities Pretty decent in terms of credit facilities Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106283)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Seamless online creditvenient for online shoping

PayPal Credit is incredibly convenient for online shopping. The 0% interest offer on purchases over £99 makes it easy to manage larger costs without extra fees. The integration at checkout is seamless, and tracking my balance in the app is very straightforward. It's a solid tool as long as you pay it off before the promotional period ends! Reviewed on: 5th May 2026

I have been with PayPal for a long time I have had...

I have been with PayPal for a long time I have had good experience with PayPal I can recommend PayPal to anyone Reviewed on: 5th May 2026

A range of options for all

Very quick and easy service. Paypal offer multiple options to ensure that the user is satisfied with their service. I have used a range of different options when it comes to their credit offering as it differs from purchase to purchase. Reviewed on: 5th May 2026

Never had an issue, got good CS when there was fraud...

Never had an issue, got good CS when there was fraud on my account Reviewed on: 5th May 2026

Perfection, easy to understand & use, Valuable,

Perfection, easy to understand & use, Valuable, Reviewed on: 5th May 2026

Great excellent .

Great excellent . Reliable advertising and easy to use. Ok ok ok. Fantastic graphic design .Great excellent Reliable advertising and easy to use. Ok ok ok. Fantastic graphic design Reviewed on: 5th May 2026

PayPal Credit is fantastic.

PayPal Credit is fantastic. In particular I really like the 0% interest to pay over 4 months for purchases over £99. I have not needed to use their customer service (as I have never had any problems with the service!) so I cannot comment on this in much detail. I would highly recommend PayPal credit to anyone who is looking for flexible ways to pay. Reviewed on: 5th May 2026

Always great service.

Always great service. No problems. Reviewed on: 5th May 2026

It’s safe, easy to use, reliable and widespread

It’s safe, easy to use, reliable and widespread Reviewed on: 5th May 2026

It's a nice and easy platform that provides a balanc...

It's a nice and easy platform that provides a balanced credit plan for me Reviewed on: 5th May 2026

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