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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148634 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148634)

Simple, fast and efficient.

Simple, fast and efficient. Transaction was straightforward and clear wvery step of the way. Checking status and progress also very easy. Reviewed on: 15th June 2026

got credit every time i needed it no hassle.

got credit every time i needed it no hassle easy as can be great job paypal Reviewed on: 15th June 2026

Ive used PayPal for a number of years now and find t...

Ive used PayPal for a number of years now and find the app easy to use and any problems have been quickly sorted. Reviewed on: 15th June 2026

That’s is nice and comfort to pay with PayPal.

That’s is nice and comfort to pay with PayPal. Spread costs give u plenty time and male more shopping this way, the only thing is credit limit is too low and can’t find a way to apply increase. Reviewed on: 15th June 2026

Reliable Service Every Time

I have used this paypal credit for 2 years and have never had a bad experience. They have always been reliable and a good cover for my pay-later services. The process is straightforward, and I have found their service to be dependable whenever I needed it. I would happily recommend them to others looking for a trustworthy and reliable provider. Reviewed on: 15th June 2026

I genuinely use PayPal credit I like every thing abo...

I genuinely use PayPal credit I like every thing about it except order cancellation and refund. Reviewed on: 15th June 2026

Financial security and support!

I have been using the platform for many years for purchase and sale of goods. Where there have been disputes I have relied on PayPal for support and received it. My go to paymaster! Reviewed on: 15th June 2026

Pal is a great company that is trusted worldwide

Pal is a great company that is trusted worldwide Reviewed on: 15th June 2026

The service is seamless and very efficient

The service is seamless and very efficient Reviewed on: 15th June 2026

I pay by direct debit and hardly notice it

I pay by direct debit and hardly notice it Reviewed on: 15th June 2026

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