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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,621 reviews, last reviewed 13th May 2026
2527650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Usually good experience Usually good experience. Easy to use and good terms, especially their 3 months no interest offer. Direct Debit can be a bit confusing, with very long ... Read more Reviewed on: 13th May 2026
Luiz L's avatar
Luiz L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105621)

I’ve used PayPal for a while and overall it’s reliab...

4
I’ve used PayPal for a while and overall it’s reliable and easy to use. Payments are quick and the buyer protection is a big plus. The main downside is the fees, especially for international transactions, and customer support can be slow at times. Reviewed on: 5th May 2026
Amir Sherafatipour 's avatar
Amir Sherafatipour

Made a Big Purchase Affordable and Stress-Free

5
I had a great experience with PayPal when I bought my PC. They said I could pay monthly over 4 years with no interest at the time which I was genuinely very grateful for. It made a large purchase affordable and took a lot of the financial pressure off. I was really happy with the fact that I could spread the cost without any extra costs and that was a real plus compared to other options. I don’t know if they still do this now, but from my experience, Paypal was flexible and helpful when I needed it most. Reviewed on: 5th May 2026
JayTee's avatar
JayTee

Super helpful CS Team

5
I reached out to PayPal about changing my repayment dates due to a change in career. Within 15 minutes everything was finalised and reflected in my app. The team were so helpful in getting this done quickly and efficiently. Reviewed on: 5th May 2026
Michael Martin's avatar
Michael Martin

Very easy way to pay.

5
Very easy way to pay. Email reminder when payment is due . Different options to select method of payment Reviewed on: 5th May 2026
Tahera H's avatar
Tahera H

I’ve used PayPal credit for 3 years plus

4
I’ve used PayPal credit for 3 years + now & I’ve found it to be very useful & good customer service Reviewed on: 5th May 2026
Jonathan H's avatar
Jonathan H

Always Paypal

5
Simple to use. Intuitive app. Seamless integration with majority of platforms. Reviewed on: 5th May 2026
Billy B's avatar
Billy B

I have used PayPal credit for many years

5
I have used PayPal credit for many years and never had an issues the pay I'm 3 and 4 months interest free payments offer great value for a credit service Reviewed on: 5th May 2026
John Hutton-Leggat's avatar
John Hutton-Leggat

Easy to access funds and terms and conditions are cl...

5
Easy to access funds and terms and conditions are clear. Reviewed on: 5th May 2026
Mvdoodle's avatar
Mvdoodle

Handy and easy way to pay for things and little to n...

5
Handy and easy way to pay for things and little to no interest Reviewed on: 5th May 2026
Nicole M's avatar
Nicole M

No issues.

5
No issues. Secure and easy to use. Excellent on getting refunds. Fast service and very useful Reviewed on: 5th May 2026
Paul R's avatar
Paul R

Review PayPal: PayPal Credit now

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