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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148599 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148599)

Really good experience with multiple options for pay...

Really good experience with multiple options for pay later Reviewed on: 15th June 2026

Good and reliable service provider

Good and reliable service provider Reviewed on: 15th June 2026

I always look for PayPal as a payment option if I in...

I always look for PayPal as a payment option if I intend to make a purchase and that's likely to be a decision point too. Payment options with PayPal is unparallel and always raise the confidence with the merchant even before thinking of making a purchase. Reviewed on: 15th June 2026

It's a great and lovely about security

It's a great and lovely about security Reviewed on: 15th June 2026

I never knew about PayPal credits and then all of a...

I never knew about PayPal credits and then all of a sudden, I see it on my PayPal app and for I'd give it a try, and yes, I've never come across anything like this, it's perfect. For what I need it for Reviewed on: 15th June 2026

Happy new phone

I needed a new phone and this was the best option for me. I happy I decided to go down the PayPal route as it seems much more organised and easy to keep track of what I owe. Reviewed on: 15th June 2026

The service is good and very easy to use I’m so exci...

The service is good and very easy to use I’m so excited for pay pal. Reviewed on: 15th June 2026

I mainly use PayPal for my online purchase this give...

I mainly use PayPal for my online purchase this gives me confidence when I buy anything Reviewed on: 15th June 2026

First rate great job

First rate does what it says on the tin ! Reviewed on: 15th June 2026

Best site ever with legal protection offered,always...

Best site ever with legal protection offered,always smooth and easy to use,customer service very helpful also,I highly recommend Reviewed on: 15th June 2026

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