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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148664 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148664)

paypal the greatest

Nothing to much trouble for them to supply or sort out if problem comes up very reliable service easy to navigate to find payments etc Reviewed on: 15th June 2026

Love using paypal

I find PayPal really easy to use and you can either pay in full or split into three payments to helping you to budget. Reviewed on: 15th June 2026

I am happy with my PayPal account; it’s secure with...

I am happy with my PayPal account; it’s secure with great customer service service. Reviewed on: 15th June 2026

Very easy to use and rapid response not to expensive...

Very easy to use and rapid response not to expensive and rate is low Reviewed on: 15th June 2026

PayPal for the win

PayPal customer services are always so helpful and always resolve any issues I might be facing. PayPal credit is great as it gives so much flexibility to enjoy things I couldn’t normally afford. Reviewed on: 15th June 2026

Easy, fast and safe way to order online goods.

Easy, fast and safe way to order online goods. Reviewed on: 15th June 2026

Excellent service very easy to use and great terms

Excellent service very easy to use and great terms Reviewed on: 15th June 2026

I have been a customer for many years and I have nev...

I have been a customer for many years and I have never had any issues with PayPal. Reviewed on: 15th June 2026

Excellent Paypal credit

I have used Paypal since 2013 and it has done well with the Paypal credit. Reviewed on: 15th June 2026

Great way to spread payments without interest

Great way to spread payments without interest Reviewed on: 15th June 2026

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