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PayPal: PayPal Credit reviews

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4.90
Based on 105,689 reviews, last reviewed 13th May 2026
2530600% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have a good experience with PayPal. I have a good experience with PayPal. Reviewed on: 13th May 2026
Emil T's avatar
Emil T

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105689)

Always easy to deal with and all transactions are li...

5
Always easy to deal with and all transactions are listed in your app Everything is shown in detail and easy to read Reviewed on: 5th May 2026
Purchase with a smile 's avatar
Purchase with a smile

Very pleased to see credit offered when buying a pro...

5
Very pleased to see credit offered when buying a product and card was offered soon after Reviewed on: 5th May 2026
Alexander E's avatar
Alexander E

PayPal credit is an excellent way to spread the cost...

5
PayPal credit is an excellent way to spread the cost without spending over the odds on interest charges . This is more convenient than a credit card and ideal for small purchases . I use this quite often as it allows me to manage my money and boy the things that I need instantly Reviewed on: 5th May 2026
Mark R's avatar
Mark R

So far so good.

5
So far so good. They have been excellent Reviewed on: 5th May 2026
Jorge M's avatar
Jorge M

Best digital platform

5
Trustworthy platform with easy to use functionality(fantastic app, integration with most online retailers) that they've improved over the years that I've been using them (launching PayPal credit, then launching a physical cards for it). Widely accepted, good dispute resolution system. Just a great brand that I routinely use. Reviewed on: 5th May 2026
Adam's avatar
Adam

Great credit service

4
Never had any issues, use it a lot , great when funds are low in the bank and we need to purchase something essential Reviewed on: 5th May 2026
Christopher 's avatar
Christopher

Easy to use app great.

5
Easy to use app great. Everything you need in 1 place Reviewed on: 5th May 2026
Claire R's avatar
Claire R

Range of 0% offers on selected products and services

4
Having used PayPal for years, switching to PayPal Credit was completely seamless — it slotted right into my existing account with no hassle at all. The biggest benefit has been the range of 0% interest offers available across so many different products and retailers. I've taken advantage of these multiple times over several months, which has made budgeting much more manageable. Reviewed on: 5th May 2026
Oko A's avatar
Oko A

0% finance if paid in 4 months what’s not to love

5
Used PayPal credit for a few years now, it’s an excellent service, never had an issue, really easy to use and helps track money and payments. Zero percentage of you pay within 4 months is brilliant what’s not to love Reviewed on: 5th May 2026
Chris's avatar
Chris

PayPal credit experience

5
PayPal credit is an excellent experience for me. Reviewed on: 5th May 2026
Anthony O's avatar
Anthony O

Review PayPal: PayPal Credit now

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