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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148718 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148718)

Great Service

Easy and simple, hassle free experience, recommended. Reviewed on: 15th June 2026

Easy and safe to use

Easy to use have choice of paying ie immediately from chosen bank account payin three or use PayPal credit Reviewed on: 15th June 2026

Simple, effevtive, flexible and enjoy the interest f...

Simple, effevtive, flexible and enjoy the interest fee periods. Never had an issue in over 15 years usage. Reviewed on: 15th June 2026

Great experience over a period of years

PayPal offer a great experience and credit options on a huge range of retailers. I’ve had no issues and when needing help regarding refunds, PayPal are super at helping resolve any issues. Reviewed on: 15th June 2026

PayPal is great for buying something expensive,and l...

PayPal is great for buying something expensive,and letting you pay it back over a period of time without interest charges Reviewed on: 15th June 2026

Well very good experience I have with paypal

Well very good experience I have with paypal Reviewed on: 15th June 2026

I have always had a good experience with paypal and...

I have always had a good experience with paypal and everything it offers Reviewed on: 15th June 2026

Very good and easy to use, I love using it...

Very good and easy to use, I love using it Reviewed on: 15th June 2026

Brilliant, love the new credit card

Brilliant, love the new credit card Reviewed on: 15th June 2026

I'm using PayPal for my online shopping.

I'm using PayPal for my online shopping. It's easy and secure way to make a payment. Reviewed on: 15th June 2026

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