Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,808 reviews, last reviewed 13th May 2026
2536100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL my partner in purchases PayPal is just convenient it is mt preferred choice when it comes to purchases I buy with confidence knowing I am protected. Whenever I have had issue... Read more Reviewed on: 13th May 2026
Mrs D's avatar
Mrs D

Latest lowest rating:

2

I was scammed online paid by paypal but paypal refus... I was scammed online paid by paypal but paypal refused to refund me on more than 3 ocassions. Banks are best they refund you when you are scammed Reviewed on: 13th May 2026
A P's avatar
A P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105808)

very reliable

5
Paypal has proved to be very reliable for me in times of need allowing me to pay back in an affordable way Reviewed on: 5th May 2026
David V's avatar
David V

Great for deals with time limited offers , buy now a...

5
Great for deals with time limited offers , buy now and pay in 3 and also 0% over 4 months . Tbh it’s saved me money over the short and long terms Reviewed on: 5th May 2026
Stewart p's avatar
Stewart p

Readily available and very useful tool

5
Readily available and very useful tool Reviewed on: 5th May 2026
Jack P's avatar
Jack P

Needed to buy a birthday gift for my son and found i...

5
Needed to buy a birthday gift for my son and found it ao easy to use and constant update through the whole process Reviewed on: 5th May 2026
Sohaib 's avatar
Sohaib

Paypal review

5
Over all it’s simple easy and holds some safety when asking payments. Reviewed on: 5th May 2026
Matt V's avatar
Matt V

A brilliant service.

5
A brilliant service..Reliable, safe and efficient. Easy to access. Easy to use. A safe method of payment. Reviewed on: 5th May 2026
Mel J's avatar
Mel J

Paypal - easy processes without the jargon

4
I've found Paypal to be flexible with an easy to navigate app which makes tracking payments or credit really easy. I've found any emails/app info to be easy to read and easy to understand. Reviewed on: 5th May 2026
Maisie Britt's avatar
Maisie Britt

It’s been like 10 years with PayPal and they never d...

5
It’s been like 10 years with PayPal and they never disappoint me tbh it’s like my whole life in PayPal whenever I feel stuck they give me safe hands I just can’t say much to thanks to PayPal. Reviewed on: 5th May 2026
Yasin Farooq 's avatar
Yasin Farooq

The credit card section can be more detailed and not...

5
The credit card section can be more detailed and not confusing Reviewed on: 5th May 2026
Akhamas B's avatar
Akhamas B

Helpful, convenient

5
Easy to use, smooth use. Never faced an issue in years of use. Good discount options as well. Reviewed on: 5th May 2026
Qasid A's avatar
Qasid A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill