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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148740 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148740)

Easy process

Very easy and straightforward process Reviewed on: 15th June 2026

Paul report

Easy and quick to use reliable safe and secure Alway used PayPal to pay if I can Reviewed on: 15th June 2026

Flexible way to pay and good interest rates

Flexible way to pay and good interest rates Reviewed on: 15th June 2026

Massiv up from me

Love PayPal and how flexible it is with customers the pay in three is a great option helps when money is tight to spread the cost of purchasea Reviewed on: 15th June 2026

Satisfactory, safe and secure

Satisfactory, safe ,reliable and secure Reviewed on: 15th June 2026

I find PayPal extremely useful

I find PayPal extremely useful and convenient when I want to buy anything online. I really like to use because I don't have to give out my credit card details to someone I don't know when buying things. Reviewed on: 15th June 2026

Not very clear, easily fall into the trap of buildin...

Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

Easy payments and flexible payment options for peopl...

Easy payments and flexible payment options for people struggling. Reviewed on: 15th June 2026

Help me in different ways buying on line an paying s...

Help me in different ways buying on line an paying slower Reviewed on: 15th June 2026

I have used PayPal for many years

I have used PayPal for many years Reviewed on: 15th June 2026

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