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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106044)

PayPal is the only payment method you need!

5
I have used PayPal as a secure way of paying online for many years! I don’t need to input my account details every time I make a purchase. There is a good selection of payment and credit methods to use via the App. Now PayPal offers a virtual credit card so it can be popped in your virtual wallet and used on sites that don’t offer the PayPal option, as well as shops and everywhere else. Finally, there is now a good old fashioned piece of plastic with a 3 digit security code so there is nowhere PayPal credit cannot be used. It really is the only payment method you need! Reviewed on: 5th May 2026
Nicola W's avatar
Nicola W

I really like PayPal, I thing it’s a great way to co...

5
I really like PayPal, I thing it’s a great way to control and manage your finances Reviewed on: 5th May 2026
Zarina N's avatar
Zarina N

Excellent service and always quick to reply

5
Always quick to reply and reassure me on any issues I’ve had. Reviewed on: 5th May 2026
Emily 's avatar
Emily

Use wherever you need it for urgent help

5
Very easy to use,when you are in need,I used in a airport for booking a new flight, because I missed one and really helped me with Reviewed on: 5th May 2026
Plamen Karapenev 's avatar
Plamen Karapenev

Buy now pay later credit card scheme is very good se...

5
Buy now pay later credit card scheme is very good service it helps with my weekly spending and it's good to have the options to pay at a later date. I also enjoy the freedom having a actual card to use in store or online. Reviewed on: 5th May 2026
Kenny's avatar
Kenny

excellent

5
All my experience with PayPal have been excellent always prompt always helpful a very easy to use. Reviewed on: 5th May 2026
Hayley P's avatar
Hayley P

Made phone purchase easy!

5
Used paypal credit for purchasing a new phone as it was better than other credit providers. Reviewed on: 5th May 2026
JMacK's avatar
JMacK

Pay pal credit is another way to travel the world

5
Pay pal credit is another great way to make purchases online quick and easy with the ability to pay later or within 3 months spreading the cost in such a amazing way Reviewed on: 5th May 2026
Romey's avatar
Romey

The people make it worth it...empathy

4
So far i jave been very well looked after. The professional attitude of staff is a huge plus and reason for succedd Reviewed on: 5th May 2026
Paco's avatar
Paco

I’ve been using most of the time and never had a iss...

5
I’ve been using most of the time and never had a issue just perfect Reviewed on: 5th May 2026
Monika G's avatar
Monika G

Review PayPal: PayPal Credit now

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