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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148761 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148761)

Great experience, safe a secure payments, and easy t...

Great experience, safe a secure payments, and easy to use, and widely accepted. Reviewed on: 15th June 2026

Great credit card

Good service and helps me budget better with payments. Reviewed on: 15th June 2026

I have had a very positive experience with PayPal Cr...

I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple and convenient. The payment options are flexible, and the online platform is easy to navigate. Customer support has been helpful whenever I needed assistance, and everything has worked smoothly. Overall, I am very satisfied with the service and would highly recommend PayPal Credit to anyone looking for a reliable and convenient credit solution. Reviewed on: 15th June 2026

PayPal is the safest and easiest way to shop

PayPal is the safest and easiest way to shop Reviewed on: 15th June 2026

A bit complicated

A bit complicated to set up everything, but when used couple of times all is good and understandable Reviewed on: 15th June 2026

Best credit card i have ever used

Best credit card i have ever used Reviewed on: 15th June 2026

Excellent product range.

Excellent product range. Customer service is excellent, too. Reviewed on: 15th June 2026

Good service I had with PayPal

Excelent, Good service I had with PayPal Reviewed on: 15th June 2026

Bad customer service

About 4-5!years ago I missed a payment by a few days I was driving at the time I received a call, told the lady this and said I will call back, but she said no, it needed paying NOW, obviously I couldn’t so she put a default notice on my account, terrible customer service Reviewed on: 15th June 2026

Paypay vibes

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been extremely convenient. The integration with PayPal makes checkout quick and easy, especially when shopping online. I appreciate the flexibility it provides, as well as the ability to manage my account and payments through a familiar platform. Customer support has been helpful when needed, and the promotional financing options can be a great benefit when used responsibly. Overall, PayPal Credit is a useful financial tool that offers convenience, flexibility, and a smooth user experience for online shoppers. Reviewed on: 15th June 2026

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